Charlotte Homes with Bay/Harbor Frontage

Charlotte Homes with Bay/Harbor Frontage

Welcome to Charlotte County, Florida, a hidden gem along the stunning Gulf Coast that perfectly blends natural beauty with vibrant community living. Known for its picturesque landscapes, Charlotte County boasts a unique charm that attracts residents and visitors alike. With its warm climate, abundant sunshine, and an array of outdoor activities, this region is a paradise for those who appreciate the great outdoors.

Charlotte County is renowned for its breathtaking waterfront properties, particularly homes with bay and harbor frontage. Imagine waking up to the gentle sound of waves lapping against your private dock, with panoramic views of the shimmering water right outside your window. These homes offer more than just a place to live; they provide a lifestyle defined by tranquility and adventure. Whether you enjoy boating, fishing, or simply relaxing by the water, having bay or harbor access enhances your everyday experience.

The real estate market here features a diverse selection of homes, from charming beach cottages to luxurious waterfront estates. Each property is designed to maximize the stunning views and create a seamless connection to the natural surroundings. In addition to the waterfront allure, Charlotte County is home to vibrant cultural activities, delectable dining options, and a welcoming community atmosphere, making it an ideal place for families, retirees, and everyone in between.

Explore the beauty of Charlotte County and discover the perfect home that offers not just a roof over your head, but a gateway to a lifestyle filled with sunshine, serenity, and endless possibilities. Your dream waterfront home awaits!

Newest Charlotte Homes with Bay/Harbor Frontage

$2,550,000
3 Beds 6 Baths Lemon Bay Estates SubDv. 34223 Zip Code
Virtually Staged. Experience the ultimate Manasota Key waterfront lifestyle in this extraordinary luxury coastal estate—where every detail has been reimagined and rebuilt to the highest standards. Situated on 1/3 acre along the tranquil waters of Lemon Bay, this nearly new home offers the rare combination of DEEDED BEACH ACCESS, a brand-new heated and chilled resort-style pool, new seawall, new 12'x10' dock with a 12,000-lb boat lift (August installation), kayak launch, and dual Jet Ski ports for endless days on the water. Designed to impress, the home showcases panoramic views of Lemon Bay with breathtaking sunrises and sunsets from multiple balconies and patios. The open-concept living area centers around a spectacular chef's kitchen featuring commercial-grade appliances, a 14-foot island, designer finishes, and seamless indoor-outdoor living perfect for entertaining. The fully finished ground level dramatically expands the living space with a 35'x39' flex room complete with drywall, epoxy floors, multiple sliding glass doors opening directly to the pool, and a full pool bath—creating the perfect game room, home theater, fitness center, guest lounge, or ultimate party space. A 10'x28' garage provides additional storage, while the oversized front parking area easily accommodates boats, RVs, trailers, and offers room for a future workshop. Built for peace of mind, the home features all-new impact windows and doors, new electrical and plumbing systems, new HVAC, luxury finishes throughout, and fresh tropical landscaping that perfectly complements its coastal setting. Just a golf cart ride from island restaurants, waterfront dining, live music, and Gulf beaches, this is one of the few properties that truly offers it all—luxury construction, boating, beach access, expansive entertaining spaces, and unmatched waterfront amenities. Bring the boat, the RV, the golf cart, the Jet Skis, and everyone you love—this is the beach house you've been dreaming about. Parcel ID 411901329002

2795 N Beach Road Unit B, Englewood

$285,000
3 Beds 2 Baths Port Charlotte SubDv. 33952 Zip Code
Virtually Staged. Waterfront living awaits at this 3-bedroom, 2-bath home with an attached garage, ideally situated on a canal offering one bridge access to Charlotte Harbor and the Gulf of Mexico. Featuring 99 feet of concrete seawall and 1,389 square feet of living space, this property offers the perfect opportunity to create your dream waterfront retreat. With plenty of room to add your own private dock and boat lift, you'll be ready to enjoy some of Southwest Florida's best boating, fishing, and waterfront destinations. Step inside to a bright and inviting open floor plan where original terrazzo flooring extends throughout the home, adding timeless character, exceptional durability, and easy maintenance. The spacious living and dining areas provide an inviting setting for both everyday living and entertaining, while expansive sliding glass doors flood the home with natural light and create a seamless connection to the Florida room. The formal dining area flows effortlessly into the kitchen, making gatherings with family and friends a breeze. The bright kitchen offers abundant white cabinetry, generous counter space, and ample storage, while the adjoining dinette provides the perfect spot for casual meals or your morning coffee. Spanning the entire rear of the home, the expansive Florida room serves as a true extension of the living space. Walls of glass capture tranquil canal views, creating the perfect place to relax with a book, entertain guests, or simply enjoy Florida's year-round sunshine. The split-bedroom floor plan offers privacy for family and guests. The primary suite features an en-suite bathroom, while two additional guest bedrooms are generously sized and share a full bath. Recent improvements provide added peace of mind, including a new tile roof installed in 2024, new HVAC system installed in 2025, and repairs completed following Hurricane Milton, including new insulation, drywall, and two exterior doors. Additional updates over the years include an updated electrical panel, sewer connection, and water heater replacement. The backyard offers endless possibilities to create your own private outdoor oasis, whether you envision a pool, outdoor kitchen, or tropical landscaping. Combined with the waterfront setting, this property provides the ideal canvas for enjoying the Southwest Florida lifestyle. Ideally located in the heart of Port Charlotte, you'll enjoy convenient access to shopping, restaurants, medical facilities, and everyday conveniences along US-41 and Kings Highway. Spend your days exploring nearby Fishermen's Village, historic Downtown Punta Gorda, Sunseeker Resort Charlotte Harbor, and Port Charlotte Beach Park, where you'll find waterfront dining, boutique shopping, boating, fishing, pickleball, tennis, a public beach, and year-round community events. Several golf courses, Punta Gorda Airport, I-75, and the beautiful Gulf beaches are all within an easy drive, making this an exceptional location for both full-time living and seasonal enjoyment. **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

3395 Pinetree Street, Port Charlotte

$598,000
2 Beds 2 Baths Landings On Lemon Bay SubDv. 34224 Zip Code
FULL PANORAMIC LEMON BAY VIEWS! BEAUTIFUL UPDATED TURNKEY FURNISHED 1st FLOOR END UNIT WITH ASSIGNED DOCK & LIFT! Private marina with assigned lift/dock space included in the monthly dues, a rare find, and NO BRIDGES to the Bay, ICW, or Gulf, allowing you to be out on the Intracoastal in minutes. Assigned boat slip #5 will accommodate a 23’ boat, has a 2,800 lb. lift, is in the first row of the marina just a very short walk away, and features electricity, water, and a fish-cleaning station. Community also has a kayak launch. Your covered parking space with storage shed is located right beside the covered private walkway to the front door for great convenience. New impact windows plus the balcony slider doors are wonderful new features. This building has panoramic Lemon Bay, Preserve, and Manasota Key views from the Primary Bedroom, Living Room, and side open balcony. Condo is updated, pristine, with neutral décor, updated white kitchen with bar, black granite countertops, and both baths renovated. Tile wood plank flooring throughout. The enclosed back porch, now the Florida Room, is under air and offers incredible views of boats, wildlife, beautiful birds, dolphins, and coastal nature at its finest. The entry hall features a large storage closet. The stylish kitchen has popular white cabinets, black granite countertops, extra cabinets, closet pantry, and a double slider to the front porch. The large living/dining combo flows into the Florida Room with big windows for expansive water views and watching the boaters. Plantation shutters. A double slider next to the dining area opens to a cozy side porch with awning, perfect for that morning cup of coffee or end of day glass of wine with coastal breezes, and one of the condo’s nicest features. Desirable end unit location provides lighter, brighter natural light. The Primary Suite retreat offers double windows with direct water views, a double slider to the Florida Room, walk in closet, and ensuite bath with separate tub and shower. Guest/2nd bedroom is good sized and features a double closet and TV. The 2nd bath is off the hallway. Stacked washer/dryer in hall closet. A very short walk to the Marina features lush landscaping and sitting areas, a delightful place to relax, meet fellow boaters, and make friends. This intimate 24 unit community offers lots of guest parking, a large heated and newly renovated community pool and spa/hot tub with plenty of seating for sunbathing, grilling, and fun filled days, and is right across the street. No storm damage here; milestone and reserve studies are complete with no deficiencies, assessments, or repairs. There is also a lot on the common property where you can store your trailer if needed at no extra charge. From snowbirds to full time residents, this is your chance to live the Florida dream fisherman’s and boater’s lifestyle with some of the most beautiful views around. Don’t wait, see it today. Close to Beaches, restaurants, shopping.

2424 Placida Road Unit C104, Englewood

$799,000
3 Beds 2 Baths Port Charlotte SubDv. 33952 Zip Code
Charlotte County’s Most Desired Sailboat Waterfront Home Is Now Available! From the amazing 180 degrees open water view on a protected harbor to executive level appointments throughout! This is true luxury living with a New Chef Inspired Kitchen Remodel, new appliances, new roof (2023) and impeccably maintained. A 3 bedroom, 2 bath home with a true 3-car garage boasting an enormous lanai, heated pool with spa all overlooking a deep water harbor with immediate access to Charlotte Harbor and the Gulf. Desirable South Facing Lanai provides spectacular sunsets on this oversize lot 81.6’x150 deep. Upon arriving you are greeted with a custom designed flagstone circular driveway and a stunning etched glass double door entranceway! Inside the expansive water views set the stage in the Great Room and Breakfast Nook. Moving to the master bedroom suite you will experience the definition of luxury with an award winning double entrance walk-in shower! Wow! This unique location offers shimmering sunsets and with 8-11 feet in Edgewater harbor there is a daily wildlife show of dolphins, manatees, tropical birds with fishing right off your dock! Extensive features and updates of this home include: 1) High impact doors, windows and sliders providing safety and sound isolation 2) New A/C in 2019 3) New Shaker Style Cabinets/Quartz Counters 2026 4) New kitchen appliances 2026 5) Interior & Exterior painted in 2026 6) Oversize crown molding, casings, tray ceilings 7) Plantation Shutters throughout 8) Central Vacuum System, 15 KW house generator 9) Ornamental exterior aluminum fencing, SimpliSafe Security 10) Newly screened lanai, sealed pavers 11) Huge dock, 12,000# boat lift, shore power, lights, out pilings 13) Huge Royal and Foxtail Palms, mature landscaping 14) Oversize yard, perfect for pets Important to know that this home boasts modest insurance costs: At 11' feet of elevation it exceeds the FEMA requirement of 9' living floor elevation. Never damaged in any hurricanes or floods, this home sets the standard for a custom built home! Come experience the ultimate in waterfront living!

21551 Edgewater Drive, Port Charlotte

$1,000,000
Banyan Bayou SubDv. 33946 Zip Code
A rare barrier island footprint, this four-parcel ocean-to-bay property offering (PIDs: 422016826003, 422016826005, 422016826007, and 422016826002) spans the entire width of Little Gasparilla Island within the private, low-density Banyan Bayou Land Condominium (The HOA fee is on an as needed basis.). Totaling 0.13 acres with a combined 60' x 96' (5,760 sq. ft.) buildable envelope, this land package includes direct Gulf of America frontage on the ocean side and deeded dock access (Dock 10) on the Placida Harbor side. Parcels 8168 and 8164 sit directly beachfront with unobstructed Gulf views, while Parcels 8158 and 8156 are positioned just behind, creating an ideal configuration for a luxurious multi-structure coastal estate, guest home quarters, or distinct island villas. Buyers may also seek association approval to unify the parcels for a single Oceanfront estate home. Under existing condominium declarations, each lot accommodates a custom home footprint of 1,440+ sqft. Additionally, multi-story construction is permitted, allowing buyers to build upward to maximize interior square footage, capture panoramic 360-degree views of both the Gulf and Bay, and create a sprawling multi-level coastal beach home. The site is ready for immediate design and permitting. Recent natural coastal tides deposited elevated sand across the parcels, creating clean foundation fill, and the land is entirely cleared of any trees—eliminating costly clearing expenses and environmental delays. Crucial island infrastructure is already in place, with electricity, public water, and high-speed internet available. As an owner in Banyan Bayou, each parcel holds a 1/7th undivided interest in the community's shared amenities, including private bay-to-beach access paths and a dock accommodating vessels for quick access to world-class tarpon fishing in Gasparilla Sound and the open Gulf. Accessible only by private boat or local water taxi departing from the mainland like Eldreds Marina, Little Gasparilla Island is a bridgeless Barrier Island sanctuary defined by uncrowded perfect sand beaches, tranquil paths, and pristine Gulf waters. To facilitate a seamless purchase, flexible OWNER FINANCING terms are available with $500,000 down. Boundary surveys and full condominium documentation are available upon request for this rare coastal package.

8164, 8168, 8158, 8156 Little Gasparilla Island, Placida

$1,749,000
3 Beds 2 Baths Palm Island Estates SubDv. 33946 Zip Code
Some places impress you the moment you arrive. Others change the way you live. Your journey home begins with a brief five-minute crossing aboard the Palm Island car ferry, where the pace of the mainland gives way to one of Florida’s most treasured and exclusive barrier islands—a place where the water sets the rhythm of the day, quiet beaches and protected waters create the backdrop, and a remarkable sense of tranquility becomes part of everyday life. Perfectly positioned on an oversized double lot overlooking the sheltered waters of the Palm Island Yacht Basin and just across the street from the Gulf of Mexico, 550 North Gulf Boulevard offers one of the island’s most desirable settings. Private dockage provides direct, bridge-free access to Lemon Bay, the Intracoastal Waterway, and the Gulf, while deeded beach access just steps away offers the rare privilege of enjoying both boating and the beach from a single property. The residence encompasses approximately 2,517 square feet with three bedrooms and two full bathrooms, offering a floor plan that balances comfortable everyday living with effortless entertaining. Extensive interior renovations have transformed the home’s main living spaces, highlighted by a beautifully appointed kitchen featuring custom cabinetry, premium appliances, generous workspace, and a large center island that naturally becomes the gathering place for family and friends. A custom entertaining bar complements the adjoining living and dining areas, creating an inviting space that flows seamlessly throughout the main level. Occupying the entire second floor, the owner’s suite provides exceptional privacy and generous living space. In addition to the spacious bedroom, the suite includes an adjoining office or sitting area, a generous walk-in closet, and the added convenience of a separate washer and dryer within the primary bathroom. Two private balconies—one facing east to welcome the sunrise and the other west to capture spectacular sunsets—offer peaceful places to enjoy the changing light while overlooking the pool and tropical landscape. Designed for entertaining as much as relaxation, the pool features a generous sun shelf and a built-in submerged table, creating an inviting setting for al fresco dining, afternoon refreshments, or sunset cocktails beneath mature palms and surrounded by lush tropical landscaping. The surrounding patios provide inviting spaces to gather with family and friends or simply unwind in the privacy of the island setting. For boaters, the waterfront amenities are exceptional. The composite dock features a covered 10,000-pound boat lift, capable of accommodating vessels of approximately 36 feet, providing direct access to Lemon Bay, the Intracoastal Waterway, and the Gulf. An air-conditioned workshop offers valuable space for boating equipment, fishing gear, hobbies, or additional storage. Whether the day begins with a sunrise walk along the Gulf beach, an afternoon on the water, or an evening watching the sunset from your private balcony, 550 North Gulf Boulevard offers more than an exceptional waterfront home—it offers the opportunity to experience Palm Island as it was meant to be lived.

550 N Gulf Boulevard, Placida

$419,900
1 Beds 1 Baths El Galeon South SubDv. 34223 Zip Code
El Galeon South Condominium with Deeded Beach Access, New Lighted Boat Docks with no Bridges out to the Gulf, and Beautiful Lemon Bay Views on Manasota Key! Wake up to the sunrise over Lemon Bay, spend the day on the water, and enjoy the beach just steps away in this beautifully remodeled 1 bedroom, 1 bathroom unit. Being sold furnished, this move-in ready property features impact windows, a 2023 roof, and a bright open floor plan designed to capture the beautiful views of Lemon Bay and the Intracoastal Waterway. A large double sliding glass door opens to the private waterfront balcony, while a combination of tile and luxury vinyl flooring, crown molding, and a convenient foyer storage closet add style and functionality throughout. The updated kitchen features wood soft close cabinetry, epoxy-resin countertops, cabinetry on both sides of the breakfast counter for added storage, and white appliances. The spacious bedroom includes a reach-in closet, while the remodeled bathroom offers a walk-in tiled shower complete with a built-in bench, built-in shelving, and a grab bar. Additional improvements include a 2023 air conditioning system, 2023 hot water heater, updated electrical wiring inside and out making this home truly move-in ready. Outside your door, El Galeon South has recently completed ten new lighted community boat docks, while residents enjoy deeded beach access directly across Gulf Boulevard, a heated community pool, fishing pier, BBQ area, laundry facilities, and beautifully maintained grounds. Weekly rentals are permitted, making this an excellent opportunity as a seasonal getaway, full time residence, or income producing investment. The condominium fee provides exceptional value by covering flood and building insurance, roof maintenance, exterior maintenance and painting, grounds maintenance and irrigation, pest control, internet, community pool maintenance, and reserves, allowing you to spend more time enjoying everything Manasota Key has to offer. Just moments from waterfront restaurants, live entertainment, marinas, boat and jet ski rentals, and the white sand beaches that make Manasota Key one of Southwest Florida's favorite island destinations, this is the waterfront lifestyle you've been waiting for. Come experience everything El Galeon South has to offer at 1765 Gulf Boulevard #203.

1765 Gulf Boulevard Unit 203, Englewood

$1,295,000
2 Beds 2 Baths Palm Island Estates SubDv. 33946 Zip Code
Experience the ultimate Don Pedro Island waterfront lifestyle in this beautifully updated Key West-style home, perfectly positioned on nearly a half-acre in one of Southwest Florida's most desirable barrier island communities. Offering 2 spacious primary suites, 2.5 baths, and exceptional indoor-outdoor living, this move-in ready island retreat is ideal as a full-time residence, vacation home, or income-producing rental. Inside, you'll find a bright coastal interior featuring wood-look tile flooring, high coffered ceilings, impact-rated windows and doors, plantation shutters, granite countertops throughout, stainless steel appliances, and quality finishes at every turn. An air-conditioned bonus room with a half bath provides flexible space for a home office, guest overflow, fitness room, or game room. Designed for entertaining, the outdoor living space is truly spectacular. Relax in the resort-style pool featuring a swim-up bar with seating for six, host unforgettable gatherings in the covered outdoor kitchen and grilling area, or unwind beneath the expansive 12' x 36' covered lounge with metal roofing, composite decking, and louvered privacy walls. Additional features include an outdoor shower, golf cart garage/workshop, covered boat and vehicle parking. Boaters will love the shared dock and private boat ramp on Kettle Harbor, providing direct, no-bridge access to the Intracoastal Waterway and the Gulf of America. Spend your days fishing, boating, shelling, or exploring nearby Palm Island, Boca Grande, Stump Pass, and the pristine Gulf beaches, then return home to breathtaking sunset views over Kettle Harbor.

97 Kettle Harbor Drive, Placida

$275,000
3 Beds 2 Baths Port Charlotte SubDv. 33952 Zip Code
CHARMING WATERFRONT LIVING IN THE HEART OF PORT CHARLOTTE! Nestled along a peaceful canal in a quiet Port Charlotte neighborhood, this 3 BEDROOM, 2 BATHROOM WATERFRONT HOME offers the perfect opportunity to enjoy the laid-back Florida lifestyle. Featuring a PRIVATE DOCK, 7000-POUND BOAT LIFT, and inviting living spaces both inside and out, this home is ideal for boating enthusiasts, seasonal residents, or anyone looking to enjoy waterfront living. Step inside and discover a warm, welcoming interior filled with natural light and timeless charm. One of the home's standout features is the spacious FLORIDA/FAMILY ROOM, complete with a beautiful STONE FIREPLACE that creates a cozy focal point and the perfect gathering place for relaxing with family or entertaining guests year-round. The updated kitchen has been thoughtfully refreshed and features NEWER APPLIANCES, ample cabinetry, and a functional layout that makes meal preparation both convenient and enjoyable. It flows comfortably into the surrounding living spaces, making everyday living effortless. The home offers THREE WELL-SIZED BEDROOMS, providing comfortable accommodations for family, guests, or a home office, while two full bathrooms add convenience and functionality. Step outside and enjoy everything waterfront living has to offer. The private dock and 7000-POUND BOAT LIFT provide easy access for your boat, making it simple to spend the day exploring Charlotte Harbor, fishing, or cruising Southwest Florida's beautiful waterways. Whether you're enjoying your morning coffee by the water or unwinding after a day on the boat, the peaceful canal setting creates the perfect backdrop. Conveniently located near shopping, dining, parks, golf courses, medical facilities, and historic downtown Punta Gorda, you'll enjoy the best of both worlds—a quiet residential setting with easy access to everything Southwest Florida has to offer. Whether you're looking for a full-time residence, winter retreat, or waterfront getaway, this charming home offers comfort, character, and the opportunity to embrace the Florida lifestyle. DON'T MISS YOUR CHANCE TO OWN THIS CHARMING WATERFRONT HOME WITH A PRIVATE DOCK, BOAT LIFT, AND PEACEFUL CANAL SETTING IN PORT CHARLOTTE!

321 Weber Terrace, Port Charlotte

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