Charlotte County Homes under $250,000

Charlotte County Homes under $250,000

Welcome to Charlotte County, Florida, a hidden gem nestled on the Gulf Coast, where sun-kissed beaches, serene waterways, and a vibrant community come together to create an idyllic living experience. Known for its stunning natural beauty and recreational opportunities, Charlotte County is the perfect place to call home, whether you’re a first-time buyer or looking to downsize.

For those seeking affordable housing options, Charlotte County offers an impressive selection of homes priced under $250,000. This makes it an ideal choice for families, retirees, and anyone looking to enjoy the Florida lifestyle without breaking the bank. From charming single-family homes to cozy condos, you’ll find a variety of properties that cater to diverse tastes and preferences.

Imagine waking up to the sound of gentle waves and the warm Florida sun streaming through your windows. Many homes in this price range feature open floor plans, spacious backyards, and proximity to local parks, schools, and shopping centers. Plus, with a plethora of outdoor activities at your fingertips—such as boating, fishing, and hiking—Charlotte County is a paradise for nature lovers.

As you explore the neighborhoods, you’ll discover a welcoming community that values a relaxed lifestyle and a strong sense of belonging. With a rich cultural scene, numerous dining options, and year-round events, there’s always something to enjoy.

If you’re ready to embark on your home-buying journey in Charlotte County, Florida, let us help you find the perfect property that fits your budget and lifestyle. Your dream home awaits!

Newest Charlotte County Homes under $250,000

21520 Dranson Avenue, Port Charlotte
$250,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
WELCOME TO YOUR OWN PRIVATE FLORIDA OASIS! This beautifully updated 2-bedroom, 2-bathroom POOL HOME offers the perfect blend of comfort, style, and Florida living! From the moment you arrive, you'll appreciate the thoughtful improvements, inviting living spaces, and exceptional outdoor entertaining areas. Step inside to discover a beautifully remodeled kitchen featuring updated cabinetry and countertops, complemented by timeless terrazzo flooring throughout the home. Fresh interior and exterior paint adds to the home's bright, welcoming atmosphere. An additional air-conditioned BONUS ROOM with tile flooring offers incredible flexibility, ideal for a home office, hobby room, or additional guest space. OUTDOOR LIVING AT ITS FINEST! Multiple sliding glass doors from the main living areas, primary bedroom, and bonus room provide seamless access to the expansive covered and screened lanai and sparkling swimming pool. The NEW POOL CAGE (2024) creates a wonderful setting for relaxing, entertaining, or simply enjoying Florida's beautiful weather year-round. Beyond the pool, the spacious, fully fenced backyard offers added privacy, plenty of room for outdoor activities, and a generously sized storage shed. MAJOR UPDATES PROVIDE ADDED PEACE OF MIND, including a NEW ROOF (2023), NEW SEPTIC TANK AND DRAIN FIELD (2022), NEW POOL CAGE (2024), and updated ELECTRICAL PANEL and A/C SYSTEM (2015). These significant improvements make this property even more appealing. Conveniently located in the heart of Port Charlotte, this home offers easy access to shopping, dining, medical facilities, and everyday conveniences. Enjoy quick connections to US-41 and I-75, with Punta Gorda, the Murdock shopping district, and Southwest Florida's beautiful Gulf Coast destinations just a short drive away. Whether you're searching for a full-time residence, seasonal Florida retreat, or your next investment opportunity, this charming pool home delivers exceptional versatility, thoughtful updates, and the Florida lifestyle you've been dreaming of! Schedule your private showing today!

21520 Dranson Avenue, Port Charlotte
3468 Normandy Drive, Port Charlotte
$150,000
2 Beds ⋅ 1 Baths ⋅ Port Charlotte Subs SubDv. ⋅ 33952 Zip Code
Virtually Staged. WELCOME HOME TO THIS CHARMING PORT CHARLOTTE PROPERTY! Offering comfortable living spaces, versatile features, and numerous important updates, this home is a wonderful opportunity to enjoy the Southwest Florida lifestyle! One of the home's standout features is the CONVERTED GARAGE, thoughtfully transformed into a spacious FLEX ROOM that provides endless possibilities! Whether you envision a home office, hobby room, fitness area, entertainment space, or additional living area, this versatile room can easily adapt to your needs. A portion of the original garage has been retained as a CONVENIENT STORAGE AREA, perfect for tools, bicycles, lawn equipment, and other essentials. Step outside and enjoy the GENEROUSLY SIZED, PARTIALLY FENCED BACKYARD, offering plenty of space for outdoor activities, gardening, or simply enjoying the Florida sunshine. The inviting OUTDOOR PATIO provides an ideal setting for weekend barbecues, relaxing with your morning coffee, or gathering with family and friends. MAJOR UPDATES ADD VALUE AND PEACE OF MIND, including a NEW WATER HEATER (2025), REPLACEMENT OF PLUMBING FROM THE HOUSE TO THE STREET and all plumbing pipes throughout the house (2025), NEW ROOF (2020), and A/C SYSTEM (2019). These significant improvements add peace of mind for the next homeowner. Conveniently situated in Port Charlotte, you'll enjoy easy access to shopping, restaurants, medical facilities, parks, and the many recreational opportunities Southwest Florida has to offer. Beautiful Gulf Coast beaches, boating, fishing, and charming downtown Punta Gorda are all within reach. Whether you're looking for a full-time residence, seasonal getaway, or investment property, this home offers flexibility, functionality, and exceptional potential! Don't miss your opportunity to make it yours. Schedule your private showing today!

3468 Normandy Drive, Port Charlotte
3300 Loveland Boulevard Unit 1002, Port Charlotte
$149,000
2 Beds ⋅ 2 Baths ⋅ Loveland Court Yards SubDv. ⋅ 33980 Zip Code
Welcome to Loveland Courtyards, a family-friendly, pet-welcomed community offering comfort, convenience, and a wonderful place to call home! This desirable end-unit condo is located in the building directly next to the community pool, making it easy to enjoy the amenities just steps from your door. Each home features its own private courtyard entrance with a small storage shed, adding a welcoming touch of privacy and charm. Inside, you'll find a desirable split-bedroom floor plan, high ceilings, and granite countertops in the kitchen. Sliding glass doors from both bedrooms and the living room provide direct access to the private courtyard, creating a great connection between indoor and outdoor living. The home is equipped with handicap features for added accessibility and both bedrooms have massive walk-in closets. A bonus for buyers: HOA fees are paid through the end of the year! Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this condo offers a great combination of location, convenience, and community living while feeling like a true private residence. Roof 2024. A/C 2019. Full Re-pipe in 2020.

3300 Loveland Boulevard Unit 1002, Port Charlotte
4260 Placida Road Unit 12C, Englewood
$189,800
2 Beds ⋅ 2 Baths ⋅ Forest Park SubDv. ⋅ 34224 Zip Code
Step into a world of coastal elegance with this immaculate, move-in-ready condo in the heart of Englewood. Completely updated and offered TURNKEY FURNISHED, this residence is a showcase in modern style and comfort. The heart of the home is a stunning, all-white kitchen that sparkles with NEW QUARTZITE COUNTERTOPS, CUSTOM WOOD CABINETRY WITH SOFT-CLOSE DRAWERS, and PREMIUM STAINLESS STEEL APPLIANCES. Freshly painted in crisp, inviting tones, the interior radiates a bright and airy energy that immediately makes you feel at home. The true pièce de résistance is the private, screened, and covered lanai. Now featuring BRAND-NEW SUN SHADES, this outdoor sanctuary offers the perfect balance of light and privacy, serving as the ultimate front-row seat to savor breathtaking Florida sunsets over your lush backyard and serene surrounding nature. Functionality meets exceptional quality with a host of high-value upgrades, including a 2020 AC UNIT, a 2019 HOT WATER HEATER, and an IN-UNIT STACKABLE WASHER AND DRYER. Storage is never an issue here; the property boasts a rare and massive 29’ X 13’ TWO-CAR GARAGE along with TWO ADDITIONAL STORAGE ROOMS TOTALING 237 SQ. FT.—perfect for all your beach gear, bikes, and golf clubs. Located in the highly desirable Building 12, you are steps away from resort-style amenities including a HEATED SWIMMING POOL, CLUBHOUSE, TENNIS, PICKLEBALL, and SHUFFLEBOARD COURTS. Surrounded by sprawling acreage for cycling and walking, and just minutes from the world-class beaches of Manasota Key and Boca Grande, this is more than a home—it’s the lifestyle you’ve been waiting for. Call today for an exclusive showing!

4260 Placida Road Unit 12C, Englewood
20278 Benton Avenue, Port Charlotte
$243,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
CLASSIC FLORIDA CHARM, MODERN UPDATES, AND EXCEPTIONAL VALUE AT $243,000! Welcome to 20278 Benton Avenue, where timeless Florida character meets thoughtful improvements in this inviting 2-bedroom, 2-bath home offering 1,185 square feet of comfortable living space and an oversized garage 31 feet deep. Whether you’re searching for your first home, a seasonal Florida escape, or a comfortable full-time residence, this well-maintained property offers plenty to appreciate! Step inside and discover a bright, open floor plan highlighted by beautiful real oak hardwood flooring installed in 2025, fresh interior paint, updated ceiling fans, and attractive window treatments. The spacious living and dining areas flow naturally into the kitchen, creating a comfortable setting for entertaining or simply enjoying everyday life. A convenient breakfast bar provides additional seating, while a brand new refrigerator, updated water filtration system, and charming kitchen pass-through window add both function and character. The primary bedroom features a walk-in closet and private bathroom with a walk-in shower, while the second bedroom and full guest bathroom offer comfortable accommodations for family or visitors. Throughout the home, you’ll find a welcoming combination of original character and practical modern improvements. FLORIDA LIVING CONTINUES OUTDOORS! Enjoy your morning coffee or unwind after a long day on the covered, screened lanai, complete with attractive epoxy-coated flooring. The kitchen pass-through window makes outdoor dining and entertaining especially convenient. Step outside to a separate concrete patio that’s perfect for weekend grilling, surrounded by established palms and mature landscaping. A backyard storage shed, surrounding rain gutters, and included patio furniture add even more convenience. IMPORTANT UPGRADES ALREADY COMPLETED! Along with the 2025 oak hardwood flooring, this home features a 2020 Rheem air-conditioning system, 2022 electrical panel, new roof in 2021, a newer water heater, updated laundry appliances, and hurricane protection that includes electric and manual shutters along with a hurricane-rated garage door. The oversized garage with workbench offers valuable additional space for storage, tools, and hobbies. Extra hardwood flooring materials will also remain with the home. Located in Port Charlotte Section 18 with no HOA fees, this property offers convenient access to shopping, restaurants, golf courses, boating, Charlotte Harbor, Sunseeker Resort, and the historic waterfront district of downtown Punta Gorda. CHARACTER, COMFORT, AND VALUE ALL IN ONE! With its open layout, significant improvements, inviting outdoor spaces, and attractive $243,000 asking price, 20278 Benton Avenue is ready to welcome its next owner. Schedule your private showing and discover the possibilities of making this charming Florida home your own!

20278 Benton Avenue, Port Charlotte
7416 Longmont Lane, Port Charlotte
$139,900
2 Beds ⋅ 2 Baths ⋅ Village Of Holiday Lake SubDv. ⋅ 33981 Zip Code
YOUR FLORIDA LIFESTYLE STARTS HERE—BRING YOUR OFFERS! Looking for a place to enjoy the sunshine without breaking the bank? This Calypso model home on a desirable corner lot in the Village of Holiday Lake is ready for its next owner! Located in an all-ages, GOLF-CART-FRIENDLY WATERFRONT COMMUNITY where you OWN YOUR LAND, this home offers a relaxed Florida lifestyle with room to make it your own. Inside, you'll find comfortable living spaces and an air-conditioned Florida room with vinyl windows, giving you extra room to unwind, entertain guests, or simply enjoy the Florida sunshine year-round. The home is partially furnished and most rooms have been recently repainted. IMPORTANT UPDATES INCLUDE a 2023 roof, 2022 air conditioner, 2025 hot water heater, 1/2-inch plywood subfloors throughout, and siding and shutters approximately four years old. Forcefield brand hurricane shutters provide added storm protection, and a refrigerator in the shed offers extra convenience. GOLF CART INCLUDED WITH PURCHASE. There's plenty to enjoy beyond your front door! The Village of Holiday Lake offers a community boat ramp and 28 BOAT SLIPS, with boating access to Charlotte Harbor and the Gulf of Mexico. Take advantage of two SWIMING POOLS, a FITNESS CENTER, tennis and PICKLE BALL courts, and a full calendar of social activities. Whether you're cruising around by golf cart, meeting friends for a swim, or heading out on the water, there's always something to enjoy. Convenient to area beaches, golf courses, shopping, and dining, this property could be the perfect seasonal escape, full-time home, or rental investment. With land ownership, community amenities, and an opportunity to add your own personal touches, this is your chance to enjoy the Southwest Florida lifestyle at an affordable price. Come see the possibilities for yourself—schedule your showing today and bring your offers!

7416 Longmont Lane, Port Charlotte
1515 Forrest Nelson Boulevard Unit G204, Port Charlotte
$124,900
2 Beds ⋅ 2 Baths ⋅ Oak Forrest SubDv. ⋅ 33952 Zip Code
Welcome to your next chapter in the highly desirable 55+ community of Oak Forrest! This light-filled, 2nd-floor condo features 2 bedrooms and 2 full bathrooms, offering a warm and inviting atmosphere from the moment you step inside. You will love the easy-living feel of laminate flooring running throughout the main living areas, paired with durable tile in the kitchen and bathrooms. The heart of the home is a bright, refreshed kitchen complete with newly painted cabinets, sleek quartz countertops, a handy pantry, and a convenient pass-through bar that connects right into the dining room—making everyday meals and hosting friends a breeze. Extra storage is always a plus, and this home has you covered with a built-in cabinet in the dining room as well as a storage closet right off the private balcony. When it is time to unwind, head through the living room sliders out to your balcony and soak in the peaceful, park-like views framed by majestic mature oak trees and beautifully maintained landscaping. Life in Oak Forrest feels like a year-round getaway with fantastic amenities at your fingertips. Take a dip in one of the three community pools, challenge neighbors to a friendly match on the shuffleboard court, or join in on fun game nights at the lively clubhouse. Whether you are searching for a full-time residence or the perfect sunny winter escape, this move-in ready condo is ready to welcome you.

1515 Forrest Nelson Boulevard Unit G204, Port Charlotte
7308 Lares Street, Port Charlotte
$109,900
21 Beds ⋅ 1 Baths ⋅ Village Of Holiday Lake SubDv. ⋅ 33981 Zip Code
WELCOME TO THE VILLAGE OF HOLIDAY LAKE – WHERE FLORIDA LIVING FEELS LIKE A VACATION! This partially furnished and turnkey home offers more space, flexibility, and potential than you might expect! Expanded to provide 1,032 square feet of living space, the home features an enlarged master bedroom, an expanded living room, and an added third bedroom, giving you plenty of room for family, guests, or a home office. Third bedroom will need some finish work. The open floor plan connects the kitchen, dining, and living areas, creating a comfortable space for everyday living and entertaining. The kitchen offers abundant cabinet and counter space. The washer and dryer are included, along with an extra refrigerator, providing even more convenience. Enjoy Florida's outdoor lifestyle with your choice of relaxing in the screened lanai or unwinding on the rear patio. Improvements include a new lanai roof, hurricane-rated doors on select entryways, and an additional air conditioner and hot water heater on site. The property also offers an exciting opportunity to add a second bathroom! A shower stall, toilet, and some piping are already on site to help get you started. The Village of Holiday Lake is a vibrant, all-ages, golf-cart-friendly waterfront community offering resort-style amenities. Enjoy the expansive clubhouse with a full kitchen, community dinners and dances, two swimming pools, a BBQ area, fitness center, craft room, laundry facilities, woodworking areas, tennis, pickleball, shuffleboard, and more. Boating enthusiasts will appreciate the community boat ramp and 28 boat slips, offering access to Charlotte Harbor and the Gulf. When it's time to explore, several beautiful Gulf beaches are just a short drive away. Enjoy local waterfront favorites like Gerry's Tiki Hut, TT's Tiki on the Water, and Sandbar Tiki & Grill, all accessible by boat or car. Whether you're looking for a full-time Florida home, a seasonal escape, or a place to enjoy an active waterfront lifestyle, this property deserves a closer look. GOLF CARTS WELCOME! Don't miss your opportunity to enjoy all that the Village of Holiday Lake has to offer. Schedule your showing today!

7308 Lares Street, Port Charlotte
4410 Warren Avenue Unit 216, Port Charlotte
$209,900
2 Beds ⋅ 2 Baths ⋅ Harbor Village SubDv. ⋅ 33953 Zip Code
Perched over the sparkling waters of Charlotte Harbor, this bold and beautifully renovated 2-bed/2-bath, offered turnkey with brand-new furnishings throughout, waterfront condo delivers the kind of coastal living that turns everyday life into a getaway. With direct Gulf access, a private fishing dock, and available boat slips, this is where sunset chasers, boaters, and weekend adventurers come to play. Step inside and feel the instant upgrade. The entire unit has been completely renovated with sleek LVP flooring throughout, fresh interior paint, and a modern coastal design that hits all the right notes. The kitchen brings the heat with stainless steel appliances, a glass-tile backsplash, and clean, polished lines that make cooking actually fun. A new washer and dryer adds everyday convenience, because yes—life can be this easy. The layout is as unique as it is functional. The master bedroom offers serious luxury with a massive walk-in closet you can actually breathe in. The second bedroom sits upstairs in the loft—custom-fitted with two single beds, enclosed by barn doors, and complete with its own private bathroom. Perfect for guests, kids, or renters looking for privacy and character. This condo comes turnkey furnished and 100% ready to rent, with weekly rentals allowed, making it a prime investment or snowbird escape. And yes—pets are welcome. Step outside and enjoy the resort-style amenities: a huge community lap pool, fitness center, and clubhouse, all surrounded by lush tropical landscaping and calming waterfront vibes. Whether you're looking to make money, make memories, or make the Harbor your personal backyard—this condo does it all with style.

4410 Warren Avenue Unit 216, Port Charlotte
3060 Collingswood Boulevard, Port Charlotte
$235,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
Virtually Staged. No HOA, No CDD and situated on a corner lot with plenty of space to add your own private oasis. This 3 bedroom 2 bath home is move in ready and offers a durable tile roof and a brand new water heater. Ceramic tile throughout the common areas and a split floor plan. The primary bathroom offers dual sinks, a walk in shower and a separate soaking tub. This home is elevated and has not experienced any flooding concerns. Conveniently located near US-41 and the popular Murdock shopping district, you'll enjoy easy access to shopping at Port Charlotte Town Center, Target, Walmart, and Publix, along with a variety of restaurants and entertainment options.

3060 Collingswood Boulevard, Port Charlotte
12228 Morton Avenue, Port Charlotte
$160,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33953 Zip Code
Affordable Florida living with charm, comfort, and plenty of potential! This cute and cozy 2-bedroom, 2-bathroom home with a 1-car garage is a wonderful opportunity for first-time homebuyers, seasonal residents, investors, or anyone looking for an affordable home in Southwest Florida. With a little TLC and your personal touches, this home has the potential to become your perfect Florida retreat! Enjoy the screened-in lanai, ideal for sipping your morning coffee, relaxing with a good book, or enjoying Florida's beautiful weather without the bugs. The fenced backyard provides additional outdoor space for pets, gardening, entertaining, or simply enjoying your own private retreat. Location is another great feature! Conveniently situated near the North Port and Port Charlotte border, you'll enjoy easy access to shopping, dining, entertainment, and everyday conveniences. Coco Plum Village Shops offers a variety of popular retailers and restaurants, while the nearby North Port Aquatic Center provides fun for the whole family. Baseball fans will love being close to Cool. Today Park, the spring training home of the Atlanta Braves, and the Tampa Bay Rays spring training facilities at Charlotte Sports Park. Beautiful Gulf Coast beaches, golf courses, boating, fishing, and outdoor recreation are also within easy reach. Whether you're searching for a starter home, winter getaway, downsizing opportunity, or investment property, this affordable Port Charlotte home offers a great combination of location, potential, and Florida lifestyle. Bring your imagination and make this charming home your own!

12228 Morton Avenue, Port Charlotte
10101 Burnt Store Road Unit 50, Punta Gorda
$124,900
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
Completely furnished and move-in ready, this affordable home offers a fantastic opportunity to enjoy the Florida lifestyle just minutes from Punta Gorda’s shopping, dining, entertainment, and commercial airport. Just bring your toothbrush and start enjoying all this home and community have to offer. There are NO PETS ALLOWED. Also no rentals. Inside, you’ll find an open floor plan that creates a bright and comfortable living space. Relax on the raised front porch/lanai w/ramp and take advantage of the extra storage room w/ workbench located at one end of the carport for added convenience. Parkhill Estates amenities include water, sewer, trash, lawn maintenance, a heated swimming pool, shuffleboard courts, bocce ball, horseshoes, and a clubhouse with a variety of social events and activities. Waterfront picnic tables and shoreline fishing add to the charm and enjoyment of this inviting neighborhood., a community pool, boat slips, and boat storage. The price of this home does not include the shares you need to buy to live here, and it determines the amount of the HOA monthly dues. See the added documents for this list.

10101 Burnt Store Road Unit 50, Punta Gorda
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