Charlotte Homes with Bay Front Water Frontage

Charlotte Homes with Bay Front Water Frontage

Welcome to Charlotte County, Florida, a hidden gem nestled along the stunning Gulf Coast. Known for its breathtaking natural beauty, this vibrant community offers a harmonious blend of serene waterfront living and a rich tapestry of recreational opportunities. With its warm climate, abundant sunshine, and picturesque landscapes, Charlotte County is the perfect place to call home.

One of the most alluring features of this region is its magnificent bay front waterfront properties. Imagine waking up to the gentle sound of waves lapping against the shore and the sun rising over the sparkling waters of Charlotte Harbor. Homes with bay front waterfrontage here provide not just a residence, but a lifestyle that embraces the beauty of coastal living. These properties often boast private docks, allowing for easy access to boating, fishing, and kayaking—ideal for those who relish the great outdoors.

Charlotte County is also home to a vibrant arts scene, delightful dining options, and numerous parks and nature preserves. Whether you’re exploring the lush trails of the Charlotte Harbor Preserve State Park or enjoying a sunset stroll along the pristine beaches, there’s always something to discover.

With a variety of homes available, from charming beach cottages to luxurious estates, there’s a perfect waterfront property waiting for you in Charlotte County. Experience the tranquility and beauty of bay front living, where every day feels like a vacation. Embrace the coastal lifestyle and make Charlotte County your home today!

Newest Charlotte Homes with Bay Front Water Frontage

$200,000
South Gulf Cove SubDv. ⋅ 33981 Zip Code
Premier Sailboat-Access Waterfront Lot | Concrete Seawall | No Bridges | Less Than 5 Minutes to Open Water: A rare opportunity to own a sailboat-access waterfront homesite in the highly sought-after South Gulf Cove community. This oversized waterfront lot features a concrete seawall and offers no fixed bridges, no height restrictions, and less than five minutes of idle/no-wake travel to open water, providing effortless access to the lagoon, Charlotte Harbor, and the Gulf of Mexico. Perfectly suited for avid boaters and sailing enthusiasts, this exceptional property accommodates everything from large powerboats to sailboats with tall masts thanks to its unrestricted access. With ample space to design your custom waterfront estate, you'll have room for a spacious home, pool, outdoor living areas, and a private dock where you can step aboard and be cruising open water within minutes. South Gulf Cove is one of Southwest Florida's fastest-growing waterfront communities, offering county water and sewer, parks, walking paths, a public boat ramp, and over 50 miles of navigable canals. Ideally located near Boca Grande, world-class fishing, pristine Gulf beaches, championship golf courses, marinas, shopping, and dining, this community delivers the ultimate Florida waterfront lifestyle. Don't miss this exceptional opportunity to build your dream home in one of Southwest Florida's premier boating communities.

15484 Margo Circle, Port Charlotte
$66,000
Gasparilla Cove SubDv. ⋅ 33946 Zip Code
This lot is second back from the bay and if built upon should have partial bay views. This lot has a home on it that was destroyed from Hurricane Ian, and the home and pilings will have to be removed from the property; the pilings cannot be rebuilt upon. The lot is being sold As-Is and it will be the responsibility of the buyer to complete the demolition. This lot has docking privileges with yearly fee of $1000 and deeded beach access. There is a possibility of an upcoming dock assessment later this year for dock expansion.

9290 Little Gasparilla Island, Placida
$869,000
3 Beds ⋅ 5 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Experience the best of Punta Gorda Isles waterfront living in this beautifully maintained Tim Towles custom home, perfectly positioned on a wide turning basin with quick powerboat access to Charlotte Harbor and the Gulf of Mexico. Offered fully furnished and turnkey. Designed for effortless entertaining, the spacious open floor plan offers over 2,600 square feet with soaring vaulted ceilings, expansive windows, skylights, and abundant natural light. The oversized living room, separate family room, and breakfast nook all enjoy beautiful views of the pool, lanai, and waterfront. The well-appointed kitchen features stainless steel appliances, generous cabinetry, extensive counter space, a large breakfast bar, and seamless access to the main living areas. The spacious primary suite opens directly to the lanai and offers a large walk-in closet with custom built-ins, dual vanities, and an oversized walk-in tiled shower. Each guest bedroom includes its own walk-in closet and private updated bath, providing exceptional comfort and privacy for family and guests. A convenient pool bath serves the outdoor living area. Step outside to your private tropical oasis where the southwest-facing heated pool enjoys sunshine throughout the day and spectacular Florida sunsets in the evening. The covered lanai offers multiple areas for dining and relaxing, overlooking the wide canal. Boaters will appreciate the concrete dock, 15,000-pound boat lift, and quick access to open water with just one raised bridge to Charlotte Harbor. Additional features include a new metal roof, dual-zone air conditioning, plantation shutters and blinds, hurricane protection, mature tropical landscaping, irrigation system, circular driveway, oversized two-car garage, and an unbeatable location just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront dining, parks, shopping, and year-round community events. Whether you're searching for a luxury waterfront residence, seasonal retreat, or income-producing investment, this exceptional Punta Gorda Isles home delivers the complete Southwest Florida lifestyle.

265 Belvedere Court, Punta Gorda
$995,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
CALLING ALL BOATERS! PGI WATERFRONT HOME W/111 FT OF SEAWALL, A PERIMETER CANAL VIEW & QUICK SAILBOAT ACCESS - This bright & spacious, 3 bed/2 bath waterfront home with **NEW ROOF** in Punta Gorda Isles puts the Florida boating lifestyle right outside your back door. Located just off the perimeter canal, the property offers a great water view w/boats passing by throughout the day plus an extended concrete dock w/boat lift. The open floor plan includes a formal living room & dining room, separate family room w/electric fireplace & a centrally located gourmet kitchen. Soaring cathedral ceilings add to the spacious feel while tile flooring runs throughout the main living areas. Other architectural details include decorative plant shelves & a built-in entertainment center in the family room. Sliding glass doors line the back of the home, opening to the lanai from the living room, breakfast area, family room & master suite. Open the sliders & let the lanai become part of the living space while enjoying the pool & canal views beyond. The kitchen features exotic granite counters, a center island, breakfast bar & stainless steel appliances including TWO built-in convection ovens. A pantry & built-in recipe desk provide additional storage & workspace. There is plenty of room to entertain between the formal dining room, breakfast area & outdoor living space. The master suite is more than just a bedroom w/two walk-in closets, private access to the lanai & a HUGE adjoining office featuring a wall-to-wall built-in desk. The en-suite master bath has dual sinks, a jetted garden tub & glass-block shower. Two large guest bedrooms are located on the opposite side of the home creating privacy for owners & guests alike. The oversized lanai is where this home really shines, taking full advantage of the spectacular canal view. A summer kitchen, in-ground heated pool & attached spa provide plenty of reasons to spend your days outside. Swim, entertain or simply relax under the covered lanai while watching boats make their way along the perimeter canal. Tropical landscaping surrounds the home adding privacy & color to the outdoor setting. The extended concrete dock w/10,000 lb boat lift along the 111ft of city-maintained seawall is only steps from the pool. Water & electric hook-ups are available dockside. Keep your boat in your backyard & set off on your latest adventure whenever the mood strikes. Recent updates include NEW ROOF (2023), NEW A/C (2025) & HURRICANE SHUTTERS (2019). Other amenities include central vacuum, an attached, oversized two-car garage w/workshop bump out plus brick pavers on the driveway, walkways & lanai. FURNITURE IS NEGOTIABLE! Make an appointment today & start living your Florida dream!

2819 Deborah Drive, Punta Gorda
$128,500
Port Charlotte SubDv. ⋅ 33981 Zip Code
Build Your Dream Boating Paradise in Gulf Cove!Exceptional waterfront lot located on the desirable Quail Waterway, just ~220 yards from the open Myakka River. Enjoy fast, direct deep-water access with NO BRIDGES to Charlotte Harbor or the Gulf of Mexico! Measuring a generous 80’ x 125’ (0.23 acres), this level lot features Northwestern front / Southeastern rear exposure, making it ideal for orienting your future custom home to enjoy sunlit afternoons and evening sunsets from your pool deck. Public water is available. Located in the welcoming Gulf Cove community with no mandatory HOA restrictions. An optional community association gives you access to the private neighborhood boat ramp and park. Minutes away from world-class fishing, beaches, golf courses, and local dining. Bring your builder and start living the Southwest Florida lifestyle today!

2539 Dixon Terrace, Port Charlotte
$325,000
Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
This is what you’ve been waiting for! Discover this beautiful waterfront lot offering nearly 100 feet of water frontage, just minutes from everything Punta Gorda has to offer. Enjoy quick access — less than 15 minutes — to the premier boating and fishing waters of Charlotte Harbor and the Gulf of Mexico. Build your dream home or multifamily property here and experience the Southwest Florida lifestyle you’ve always imagined. Located in Punta Gorda, Best Small City in Florida, this property is ideally situated within walking or biking distance to downtown Punta Gorda, Fishermen’s Village, and the scenic Harborwalk. Build to suit! Ask the agent for available floor plans and pricing from trusted local builders, and start creating your perfect waterfront escape today.

1330 Mediterranean Drive, Punta Gorda
$1,445,000
3 Beds ⋅ 3 Baths ⋅ Burnt Store Isles SubDv. ⋅ 33950 Zip Code
Virtually Staged. Truly exceptional waterfront estate, this custom-built West Coast Homes masterpiece is perfectly positioned on one of Burnt Store Isles' most coveted point lots, offering an extraordinary 159 feet of big-water canal frontage with panoramic waterfront views from nearly every room. Thoughtfully designed with timeless architecture, superior craftsmanship, and effortless coastal elegance, this residence embodies luxury waterfront living. A striking leaded-glass double-door entry opens to an expansive great room where soaring 11-foot ceilings, porcelain tile flooring, elegant crown molding, and a dramatic 13-foot illuminated coffered ceiling create an unforgettable first impression. The family room's bumped-out wall perfectly frames the space for a large-format TV, while 8-foot solid doors and oversized 10-foot impact-rated sliding glass doors carry the same sense of scale throughout the home, seamlessly connecting the living spaces to an impressive outdoor retreat designed for entertaining. The approximately 70-foot NW-facing screened lanai overlooks wide canal views and features a stunning PebbleTec saltwater pool with a variable-speed pump, sun shelf, and built-in bench, alongside a fully equipped outdoor kitchen with buried LP gas service, covered grilling area, outdoor refrigerator, and dedicated pool storage closet. Illuminated landscaping leads to the impressive 64-foot concrete dock, complete with shore power, water service, twin 10-foot dock lights, and a 25,000-pound four-motor boat lift, offering exceptional boating access to Charlotte Harbor and the Gulf. Designed for both entertaining and everyday living, the chef's kitchen showcases custom wood cabinetry with soft-close doors and roll-out shelving, Level 7 granite countertops, tile backsplash, a walk-in pantry, a premium Wolf gas cooktop, wall oven and microwave combination, and an illuminated cloud ceiling. A curved fish-bowl glass breakfast nook captures stunning waterfront views, while the adjacent formal dining room features an illuminated tray ceiling and motorized shades. The private primary suite offers direct lanai access through shuttered built-in doors, tranquil canal views, a lighted tray ceiling, motorized shades, and a spa-inspired bath with floating illuminated vanities, Level 7 granite countertops, and an oversized roll-in tiled shower designed with thoughtful. Dual custom walk-in closets with roll-out shelving connect directly to the well-appointed laundry room with granite countertops, built-in ironing board, and both gas and electric dryer hookups. Two spacious guest bedrooms, one with a private en-suite bath and canal views, occupy the opposite wing, one with its own shuttered lanai access, creating an ideal layout for family and guests. Additional highlights include a three-car tandem garage with epoxy flooring, overhead storage, mini-split air conditioning, and pre-wiring for a 50-amp generator, along with whole-home salt-free water filtration, a whole-home dehumidifier system to keep you comfortable year-round, a built-in Taexx pest control system, a hardwired Honeywell security system, a heat-pump water heater, upgraded LED lighting, marble window sills, a durable tile roof, freshly painted front and garage doors, and professionally illuminated landscaping. Every detail reflects uncompromising quality, thoughtful design, and lasting craftsmanship—a rare chance to enjoy luxury waterfront living in one of Punta Gorda's premier boating communities.

5072 San Massimo Drive, Punta Gorda
$475,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
PUNTA GORDA ISLES!! OVERSIZED CORNER LOT 3 BEDROOM, 2 BATH, 2-CAR GARAGE WATERFRONT POOL HOME WITH DOCK & POWERBOAT ACCESS TO CHARLOTTE HARBOR LEADING TO THE GULF! Inviting curb appeal welcomes you home with a tile roof, mature tropical accents, and a covered front entry. Beyond the foyer, the spacious living room opens effortlessly to the dining area, where sliding glass doors frame serene water views. This updated gourmet kitchen features wood cabinetry, quartz countertops, stainless steel appliances, eat-in kitchen and breakfast bar perfect for entertaining. Generous primary bedroom has his and her walk-in closets and an ensuite bath complete with dual sinks and a walk-in shower. Two comfortably sized guest bedrooms are conveniently situated near a well-appointed guest bathroom, providing comfortable accommodations for family and visitors. Step outside to discover an outdoor retreat perfect for entertaining or relaxing. The screened lanai showcases a unique tropical garden complete with a pond, rock waterfall, and decorative bridge, creating a peaceful setting that enhances the outdoor living space. Beyond the tropical garden, the screened-in pool overlooks a walkway leading to the dock and tranquil canal views. The quiet waterfront setting is perfect for fishing, kayaking, or paddleboarding, while boaters will appreciate the easy access to open water minutes away. Located in popular golf and boating community close to St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks. Don't miss your chance to own this waterside treasure! Schedule your private showing today!

401 Norma Court, Punta Gorda
$839,000
3 Beds ⋅ 3 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Take a look at this Waterfront, end of Canal, 3 Bedroom, 2.5 Bathroom home with attached side entry 2 Car Garage, with long expansive West facing rear aspect canal view for those amazing Florida sunsets. This home offers a light and bright living space and comfortable layout that features an open and split bedroom floor plan with Grand Foyer, Living Room with vaulted ceiling, separate Dining Room, well appointed Kitchen with ample storage, wood cabinets, granite counters, built in stainless appliances and dining area, Study & Laundry Room. The spacious Master Bedroom suite offers a cathedral ceiling, lanai access and a modern bathroom with walk in shower and dual sinks. The two guest bedrooms share a bathroom with dual sinks, tub and shower. The living space extends via pocket sliding glass doors to the screened lanai and pool area with huge covered lanai, large deck for sunbathing and heated inground pool and spa with variable speed pool pump. Continuing to the waterfront there is a concrete dock & boat lift. The home comes complete with Hurricane proof windows and Storm Smart automatic Kevlar shutters to lanai area, plus accordion shutters for main entrance and garage door, twin water heaters and new plumbing, Upgraded Master bath & Kitchen, New Metal roof (2024), New Dock and 20,000lb Boatlift (2022), New Seawall (2024), An Aqualink remote control pool system and variable speed pool pump for improved efficiency, New Water Softener (2026). This move-in ready freshly painted inside & out home also features a new AC system (2025) providing comfort & efficiency. Step outside to your private West facing Florida oasis where the screened lanai, sparkling pool and in ground jacuzzi overlook the tranquil canal with unparalleled water views and breath taking sunsets, creating the perfect setting for relaxing, entertaining, and enjoying year-round outdoor living. Boating enthusiasts will love the quick Gulf access, making it easy to spend the day fishing, cruising, or exploring the beautiful barrier islands. Home also comes with full Home Owner Warranty for complete peace of mind. Located in one of Punta Gorda’s most desirable waterfront areas, adjacent to St Andrews South Golf Club you are just minutes from: • Historic Downtown Punta Gorda • Fishermen’s Village waterfront dining and shops • Charlotte Harbor boating and marinas • Golf courses, parks, and walking trails • Local Restaurants, while conveniently located for Punta Gorda, Fort Myers, and Sarasota airports. If you are searching for Punta Gorda waterfront homes for sale with Gulf access and a pool, this property offers exceptional value and the true Florida coastal lifestyle. Don't wait, schedule your private showing today!

Punta Gorda
$1,200,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Stunning Custom Waterfront Home with Direct Gulf Access! Enjoy the ultimate Florida boating lifestyle with 146 feet of waterfront, a concrete seawall, a 6,000-pound boat lift, and a Touchless boat cover system. With no bridges to Charlotte Harbor and the Gulf of Mexico, this is a true boater's paradise. For added peace of mind, the home did not experience flooding during Hurricane Milton. Inside, you'll find quality craftsmanship throughout, including custom Amish cabinetry, built-ins, California Closets, crown molding, ceramic tile flooring, and upgraded lighting. The open-concept floor plan features a gourmet kitchen with granite countertops, premium finishes, and a custom pantry. The spacious 3-bedroom, 2-bathroom home with a den and office opens to an expansive 20' x 40' screened lanai with a hot tub and roll-down awning, creating the perfect space to relax and enjoy the waterfront setting. Mature tropical landscaping enhances the home's privacy, while professionally installed permanent holiday lighting on both the front of the home and the rear lanai adds year-round convenience and festive curb appeal. Additional features include a tile roof, security system, and inside laundry room. The lot directly across the street is also available for purchase, offering additional possibilities. Don't miss this rare opportunity to own a beautifully appointed waterfront home with direct Gulf access and exceptional boating amenities.

15172 Leipzig Circle, Port Charlotte
$950,000
3 Beds ⋅ 2 Baths ⋅ Pine Manor SubDv. ⋅ 34223 Zip Code
Welcome to 1649 Manor Road, where Florida waterfront living comes to life. This beautifully maintained three-bedroom, two-bath home offers over 2,000 square feet of comfortable living space with direct access to Lemon Bay and the Gulf of Mexico, making it an ideal retreat for boaters, anglers and anyone who loves life on the water. Inside, you'll find a bright, open floor plan designed for everyday living and entertaining. Large windows fill the home with natural light while showcasing peaceful water views. The spacious kitchen features modern appliances, abundant cabinetry and a convenient breakfast bar that opens seamlessly to the main living areas. The private primary suite provides a relaxing escape with a walk-in closet and an en-suite bath complete with a soaking tub and separate shower. Two additional bedrooms offer plenty of space for family, guests or a home office. Go outside and experience your backyard oasis. The screened lanai overlooks a sparkling pool installed in 2020, creating the ideal setting to unwind or entertain. Just beyond, your private dock provides quick and easy access to open water, whether you're heading out for a sunset cruise, fishing trip or a day exploring the Gulf Coast. This home also offers valuable peace of mind with a new roof (2022) and new air-conditioning system (2022), allowing you to enjoy your investment with confidence. Conveniently just minutes from Englewood Beach, local restaurants, golf courses, shopping and parks, this property combines the best of waterfront recreation with everyday convenience. Whether you're searching for a full-time residence, seasonal getaway or waterfront investment, 1649 Manor Road is an exceptional opportunity to own for a slice of paradise. Schedule your private showing today and discover everything this coastal home has to offer.

1649 Manor Road, Englewood
$559,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Waterfront Pool Home with Sailboat Access in Punta Gorda Isles! Experience the best of Southwest Florida living in this beautifully updated 3-bedroom, 2-bathroom waterfront pool home offering over 1,700 square feet of living space in the highly sought-after Punta Gorda Isles community. Situated on a wide basin with direct sailboat access to Charlotte Harbor and the Gulf—no bridges—this property is a boater's dream. Inside, you'll find fresh interior paint, brand-new stainless steel appliances, and a pass-through kitchen overlooking the pool and canal. The spacious split-bedroom floor plan features formal living and dining rooms, plus a separate family room, offering plenty of space for relaxing and entertaining. Cathedral ceilings, skylights, and tile flooring throughout create a bright, open feel, while nearly every room showcases beautiful water views. The primary suite, guest bedroom, guest bathroom, and main living areas all offer direct access to the screened lanai and sparkling pool, making indoor-outdoor living effortless. Conveniently located just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront parks, restaurants, shopping, golf courses, and I-75, this exceptional waterfront home offers the Florida lifestyle you've been looking for.

1438 Sea Fan Drive, Punta Gorda
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