Charlotte Homes with Canal - Saltwater Frontage

Charlotte Homes with Canal - Saltwater Frontage

Welcome to Charlotte County, Florida, a hidden gem nestled along the stunning Gulf Coast, where sun-kissed beaches meet serene waterways. Known for its lush landscapes and vibrant community, Charlotte County is a paradise for nature lovers and outdoor enthusiasts alike. With its warm climate, residents enjoy year-round sunshine, perfect for exploring the pristine parks, engaging in water sports, or simply relaxing by the shoreline.

One of the standout features of Charlotte County is its remarkable selection of homes with canal and saltwater frontage. Imagine waking up to the gentle sound of water lapping against your dock, with breathtaking views right from your backyard. These properties offer direct access to the area's extensive waterways, making them ideal for boating, fishing, and kayaking. Whether you're a seasoned angler or a weekend adventurer, living on the water opens up a world of possibilities.

The homes here are designed to embrace the coastal lifestyle, featuring open floor plans, expansive outdoor spaces, and stunning waterfront vistas. Many properties boast private docks, allowing you to effortlessly embark on your next fishing trip or sunset cruise. Charlotte County’s real estate market is diverse, with options ranging from charming waterfront cottages to luxurious estates, ensuring there’s something for everyone.

In addition to the natural beauty, residents of Charlotte County benefit from a friendly community atmosphere, excellent schools, and a variety of shopping and dining options. With its perfect blend of tranquility and adventure, Charlotte County is not just a place to live; it’s a lifestyle waiting to be embraced. Come discover your dream home with canal and saltwater frontage in this idyllic corner of Florida!

Newest Charlotte Homes with Canal - Saltwater Frontage

$86,000
Port Charlotte Sec 082 SubDv. ⋅ 33981 Zip Code
Some homes begin with a floor plan. This one begins at the water’s edge. In the boating community of South Gulf Cove, this approximately quarter-acre waterfront parcel offers the opportunity to design a home around the Florida lifestyle, with your boat just beyond the backyard. From here, the community’s canal system leads toward the open water of the Gulf through a bridge and the South Gulf Cove lock. When you’re not boating, enjoy convenient access to area beaches, golf courses, shopping, dining and the laid-back charm of nearby Boca Grande and Englewood. Whether you are ready to build now or securing a waterfront homesite for the future, this parcel is a place to create something entirely your own. Drive by, check out the property and begin imagining what could take shape here.

15426 Appleton Boulevard, Port Charlotte
$2,495,000
4 Beds ⋅ 3 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
There are no neighbors behind you. No rooftops across the water. Just the mangrove line, the wide bend where two canals meet, and 190 feet of seawall that belongs entirely to you. Tip lots on the rim canal almost never come to market in Punta Gorda Isles. This one carries a 2016 Arthur Rutenberg classic, designed deliberately to face it. Mornings begin in the aquarium-glass dinette, where the sun comes up over the pool and runs the length of the canal. Coffee from the built-in bar. The water still glass at that hour, a heron working the mangrove edge. But it is the lanai you will not get over. Step through the wall of sliders into 2,048 square feet of outdoor living under screen, 1,606 of it under truss and pavered in White Travertine. That is more covered outdoor space than many homes offer in total. An oversized Pebble-Tec saltwater pool with sun shelf, integrated spa and lit spill bowls sits beneath a Category 5 hurricane-rated cage with panoramic screen and a timer-operated No-See-Um misting system circling the entire enclosure and sundeck. The outdoor kitchen, rebuilt in 2025 with quartz counters, a stainless flat-top grill, a RecTeq smoker and a custom island, means you cook out here, eat out here, live out here. Dusk is not the end of the evening here. It is the best part of it. Your boat waits on a 176-foot poured concrete dock running the full length of the seawall, with power, water and a 10,000 lb lift, Kayak rack and two drop-down ladders. Room remains for a second lift, with city permit, or for sailboat docking. Sailboat water, no fixed bridges, roughly twenty minutes out through Buckley's Pass to Charlotte Harbor, Boca Grande Pass and the Gulf beyond. Inside, the home is the equal of its setting. Sealed Travertine with inlaid engineered hardwood, coffered and tray ceilings, plantation shutters and motorized shades. The great room gathers around a gas fireplace feature wall and opens completely to the lanai. The kitchen, with its granite island, GE Monogram appliances, coffee bar and walk-in pantry, is built for people who genuinely entertain, with a dual-temperature wine refrigerator serving both the dining and great rooms. Four bedrooms, three baths, a dedicated office and a three-car garage. Then there is the part that lets you sleep. A Generac 22 KVA whole-house generator on a 1,000-gallon underground propane tank carries the home roughly two weeks. Hurricane-rated windows and doors, roll-down shutters and screens, Control4 automation, monitored security and audio wired through six zones. Close it up for the season and stop thinking about it. Only the second owners in this home's history, here for winters over the past three years, have invested more than $90,000 in it. A new outdoor kitchen. Both air conditioning units. The entire pool equipment system rebuilt. Tankless water heater, new wall oven and microwave, and a complete landscape renovation finished this spring. Nothing deferred. Nothing waiting for you. Golf cart to historic downtown Punta Gorda and Fishermen's Village. Full features sheet, FAQ and cost of ownership available on request. Photographs can only carry a view like this one so far. Come stand on the lanai.

1355 Grebe Drive, Punta Gorda
$350,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
WATERFRONT 2 Bedroom, 2 Bathroom home with attached 2 Car Garage located in the desirable deed restricted community of PUNTA GORDA ISLES. This light and bright home offers an open and split bedroom floor plan with Living Room, Dining Room, Family Room, well equipped Kitchen and screened Lanai. The Dining Room, Family Room and both bedrooms offer Lanai access through sliding glass doors. The Kitchen is equipped with refrigerator, oven/range, built in microwave, dishwasher, disposal, double sink. There is a pass thru to the Lanai. The Family Room has a built in wet bar, Murphy bed, water view and lanai access. Both bedrooms are generous in size. The Master Bedroom has lanai access, walk in closet and private bathroom with large walk in shower. The guest bathroom has lanai access and built in double closet. The guest bathroom has a tub/shower combination. Your living space extends to the screened lanai heated inground pool, covered lanai and deck with plenty of space for sunbathing. Continue down the paver walkway to the waterfront with concrete dock, 7000 lb boat lift and 82 concrete seawall maintained by the city of Punta Gorda. Other features include rain gutters, tile floors throughout and hurricane shutters. Utilities are city water and sewer. NO HOA, This home is 10 minutes to historic downtown Punta Gorda shopping, dining, medical care, Fishermen's Village, Charlotte Harbor Event Center, waterfront parks, both ramps, art galleries, weekend farmer and artisan markets and weekend events. This is a wonderful home in a great location!

821 Via Tunis, Punta Gorda
$899,000
3 Beds ⋅ 3 Baths ⋅ Port Charlotte SubDv. ⋅ 33981 Zip Code
Virtually Staged. Waterfront Views, Sailboat Access and Garage Space You Rarely Find Together! This Three Bedroom, Three Bathroom Home Offers Nearly 47 Feet of Dockage and an Approximately 46-Foot Tandem Garage Bay! Located on a quiet dead-end street in Gulf Cove, this home offers RV/boat parking and multiple indoor and outdoor areas overlooking the water. Quality craftsmanship can be seen inside and out, beginning with a metal roof, Hardie Board siding on the upper level, concrete block construction below, hurricane panels for the windows, impact-rated garage doors, irrigation, gutters, exterior lighting, an outdoor shower, and an extended concrete driveway. The home features separate HVAC systems for each level, with the upstairs system replaced in 2022 and the downstairs system recently replaced in 2026. Step inside where detailed woodwork, substantial trim around the windows and doorways, solid-core doors, unique doorknobs and hardware, and a beautifully crafted wood staircase and railings give the home a character all its own. Head upstairs where the main living area opens beneath vaulted ceilings and features a wood-burning fireplace and large sliding glass doors framing the canal beyond. Those sliders lead to the 37-foot screened and covered balcony finished with Ipe wood, creating plenty of room for outdoor dining, relaxing, and enjoying the waterfront views. The kitchen features wood cabinetry, extensive Corian counter space, a center island, breakfast bar, walk-in pantry, built-in desk, and a dumbwaiter. The dining area has its own set of sliding glass doors leading to the balcony, bringing the water views right to the table. The primary suite features vaulted ceilings, a built-in window bench with storage, two walk-in closets, and an ensuite bathroom with dual sinks, a tiled walk-in shower with built-in bench, multiple showerheads, and skylight. One guest bedroom includes a walk-in closet and sliders to the balcony, while the third bedroom offers a vaulted ceiling and large closet. The guest bathroom includes a tub/shower combination with a built-in bench, and skylight. Downstairs, tile flooring runs throughout a large second living area where wide sliders open directly to the covered patio, backyard, and canal. This level also includes a third full bathroom and a large interior laundry/utility room with a sink and dumbwaiter. The garage setup is one you don't find every day. A separate single-car bay is joined by an approximately 46-foot-deep tandem garage, additional storage area, utility sink, finished floors, and room for vehicles, and a workshop. Outside, the backyard provides an open view across the canal while the concrete seawall and approximately 47-foot composite dock, added in 2019 and equipped with water and electric, put your boat right outside your door. Sailboat canal access leads to the Myakka River and onward to Charlotte Harbor and the Gulf, giving you endless opportunities to explore Southwest Florida by water. Gulf Cove also offers a voluntary HOA with a low annual fee that provides access to the community boat ramp, while area beaches, golf courses, shopping, restaurants, and everyday conveniences are all within easy reach. Whether your perfect day means heading out on the boat, enjoying an evening overlooking the canal, or simply having the space for everything you enjoy, the waterfront lifestyle is waiting for you at 4219 Spire Street.

4219 Spire Street, Port Charlotte
$215,000
Port Charlotte SubDv. ⋅ 33953 Zip Code
Imagine ending the day on your own dock, watching the Florida sunset paint the sky while your boat waits just steps from home. Survey included along with house plans the owner paid for, ready to use by the new owners. Mostly Cleared saving you thousands of dollars when you’re ready to build your dream home. Pontoon boat also available for sale! At 321 Hoffer St, that lifestyle is ready to become reality. This cleared 10,000-SF waterfront homesite offers approximately 80 feet on the Apollo Waterway with Gulf, Charlotte Harbor and Myakka River access. A concrete seawall, composite dock and boat lift are already in place, giving you a head start on creating your custom Florida retreat. With room for a pool and no HOA, bring your vision and build the waterfront escape you've been dreaming about—where boating, fishing, sunsets and laid-back Florida living become part of every day. Conveniently located near dining, shopping, golf and area beaches.

321 Hoffer Street, Port Charlotte
$254,900
3 Beds ⋅ 3 Baths ⋅ Emerald Pointe SubDv. ⋅ 33950 Zip Code
Impressive townhome located in the desirable waterfront community of EMERALD POINTE. This light and bright home offers 3 spacious Bedrooms, 2.5 Bathrooms, one car attached garage. The Foyer, Great Room, Atrium, well appointed Kitchen, Dining Area and half bath are on the first floor. The bedrooms, two bathrooms, Inside Laundry and Bonus/Family Room are on the second floor. This home offers a spacious open floor plan, fabulous WATER VIEWS and is well maintained. NEW APPLIANCES 2025, NEW HOT WATER HEATER 2025, NEW A/C 2025, NEW FLOORING. There is a Culligan water system, beautiful decorative features, outdoor decks and vertical blinds as well as plantation shutters throughout. The kitchen offers granite counters, wood cabinets and stainless appliances. Emerald Pointe is a resort style waterfront community with 2 story clubhouse, 5 tennis courts, 3 swimming pools (one heated), putting green, on site management, one hard tennis/pickleball court, bocce courts, marina, boat launch, first come boat docks (included in the HOA fee), gazebo and park on the Peace River, boat/trailer/RV storage, security gate with 24 hour guard. The clubhouse offers a seasonal restaurant, fitness center, activity room and library. There are many groups including book club, tennis club, kayak club, yacht club, mah jong, dominoes, ladies bridge, ladies coffee, clay busters shooting club and more. There are many social events throughout the year. The monthly fee includes cable TV, internet, water and sewer, trash removal, pest control, flood insurance, landscaping, pest control and 24 hour security guard, boat docks, RV storage, boat storage and all community amenities as per above. Quick sailboat access. By boat you pass under the Baron Collier Bridge to Charlotte Harbor - the bridge is 45 feet tall. Lush tropical landscaping throughout the community. Emerald Pointe is minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, art galleries, walking and biking paths, weekend farmers markets, events, Fishermen's Village and more! This is a wonderful home in a unique community that offers an active lifestyle. This home is perfect for full time, seasonal and investment use.

25188 Marion Avenue Unit 1033, Punta Gorda
$1,725,000
3 Beds ⋅ 3 Baths ⋅ Pine Cove SubDv. ⋅ 34224 Zip Code
Experience the ultimate in gulf coast living with this beautiful 3-story Key West style home designed to capture a lifestyle defined by sun, water and effortless coastal luxury. Boating enthusiasts will appreciate the impressive waterfront setup complete w/2 covered boat lifts, davits and room for jet skis or skiff, providing effortless access to world-class fishing, sandy beaches, sunset cruises and deep-sea adventures. Enjoy direct canal-front access from this home, providing you quick passage with no bridges to the intercoastal and Gulf waters through Stump Pass. This custom retreat embodies the Florida lifestyle and features expansive living spaces w/vaulted ceilings filled with natural light and multiple decks to enjoy coastal breezes from all 3 levels. At the top, a charming crow’s nest offers a unique flex space perfect for a home office, reading retreat or creative space all enhanced by private deck access with a one-of-a-kind vantage point that offers peek-a-boo views of the intercoastal and is perfect for sunrise coffee or sunset cocktails. Extensively renovated and thoughtfully updated, this exceptional home is a perfect blend of coastal style and everyday functionality. Dual kitchens w/sleek quartz counters and stainless-steel appliances create the perfect setup for hosting or extended families. A split floor plan ensures comfort and privacy, while the elevator adds ease to daily living. The spacious primary suite is a true retreat, featuring sliding glass doors that open to a screened lanai, creating a seamless indoor-outdoor connection. Dual w/i closets provide ample storage, while the luxurious en-suite bath offers a double-sink vanity, relaxing jetted tub, and a private water closet with a large walk-in shower. For added convenience, the suite also includes direct access to the generously sized laundry room. The 2-car garage offers more than just parking; it’s designed for versatility. There’s additional room for a golf cart and includes a dedicated work bench for all your hobbies/projects. There’s no need to run upstairs for anything. The fully air-conditioned recreation space is designed for entertaining, complete with a convenient full bath and well-equipped kitchen featuring a refrigerator, microwave hookup, and dishwasher for easy cleanups. Step outside to your own private resort-style oasis, where a large sport pool offers plenty of room for everyone, along with an outdoor shower and expansive gathering spaces perfect for both lively entertaining and peaceful relaxation. Whether hosting guests or enjoying an evening under the stars, this outdoor space embodies the Florida lifestyle. This extraordinary property delivers the perfect combination of luxury, function and coastal charm-where every day feels like a vacation and the water is always within reach. Updates include but are not limited to new kitchens, carpeting, pool cage, composite decking, window treatments, lower bath refresh, Pool heater/Pump/Fascia tile, home mechanics, garage doors, boat lift and covers, motors for boat lifts, electrical to davits, most windows and exterior doors. Located in the quiet little enclave of Pine Cove with no HOA or Deed Restriction to hold you back. This home is set on a peaceful No-Through street adjacent to the Bill Coy Preserve offering water views both front and back. Experience nature at its finest w/eagles nesting close by, roseate spoonbills, herons & egrets often sited & manatees and dolphins grace the canal.

9181 Lake Drive, Englewood
$419,000
2 Beds ⋅ 2 Baths ⋅ Cape Haze East SubDv. ⋅ 33946 Zip Code
WATERFRONT COASTAL LIVING WITH DIRECT ACCESS TO BOCA GRANDE Nestled along 109 feet of saltwater canal frontage within the Coral Creek watershed, this beautifully updated coastal home offers an exceptional combination of waterfront living, convenience, and easy access to the Gulf. With just one large bridge to navigate, boating enthusiasts can enjoy a remarkably accessible route to the open waters and the sought-after waterways surrounding Boca Grande. Ideally positioned just one block from Publix and the local post office, with restaurants, shops, and everyday conveniences nearby, this property offers the rare ability to enjoy a relaxed coastal lifestyle without sacrificing accessibility. The Boca Grande Causeway is only a few short miles away, easily reached by land or by water, while area beaches, dining, and local schools are all within convenient reach. Step outside and embrace the Florida lifestyle from the spacious screened lanai, where peaceful water views provide the perfect backdrop for morning coffee, evening cocktails, or watching Florida's abundant wildlife drift by. For those who love life on the water, the private dock features a 7,000-pound boat lift, making it effortless to keep your boat ready for your next adventure. From here, spend the day cruising to Boca Grande's pristine waterways, secluded sandbars, and world-class fishing flats. Whether you're heading out for a day of fishing, exploring the coastline, or simply enjoying a sunset cruise, the water is truly your backyard. Whether you're searching for a full-time residence, weekend escape, or investment opportunity, this property captures the essence of Southwest Florida waterfront living—with generous canal frontage, boating access, a highly convenient location, and the coastal lifestyle you've been waiting for.

4696 Pompano Street, Placida
$170,000
Port Charlotte SubDv. ⋅ 33948 Zip Code
Bring your Boat and your Builder! Premier Vacant Waterfront Parcel Nestled on Deep, Wide Saltwater Canal leading out to Charlotte Harbor. NO HOA, NO Deed Restrictions! Situated in a Quiet Neighborhood, just minutes from Shopping, Dining, Golf Courses, Pristine Beaches and More!

3604 Como Street, Port Charlotte
$350,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
GULF ACCESS WATERFRONT. TURNKEY OPPORTUNITY. Experience the best of Southwest Florida waterfront living in this beautifully updated 3-bedroom, 2-bath Gulf access home offering approximately 12 minutes at idle speed to open water. Whether you’re an avid boater, seasonal resident, investor, or looking for a full-time waterfront retreat, this furnished property is move-in ready and offers exceptional value. Inside, you’ll find a bright, open layout featuring wood laminate and tile flooring throughout, large rear windows framing peaceful canal views, and abundant natural light. The updated kitchen is designed for both functionality and style with granite countertops, cherry wood cabinetry, stainless steel appliances, tile backsplash, under-cabinet lighting, a skylight, walk-in pantry, and a full-size stackable washer and dryer. Step outside and embrace the Florida lifestyle with two spacious screened lanais, including one with vinyl windows, a large 40’ x 14’ waterfront concrete patio, and a fenced backyard overlooking the canal. Boaters will appreciate the brand-new composite dock complete with water and electric service, a boat lift, and direct Gulf access. Recent upgrades provide added peace of mind, including a new metal roof, new electrical panel, hurricane-impact sliding glass doors, and additional storage throughout. The one-car garage offers built-in shelving and a dedicated storage room, while the extended driveway includes side parking for a boat trailer or additional vehicles. Additional highlights include transferable flood insurance and a convenient location close to shopping, dining, hospitals, schools, and Southwest Florida’s beautiful beaches. Offering the perfect combination of Gulf access boating, modern updates, and strong investment potential, this turnkey waterfront home is ready for you to enjoy from day one.

181 Duxbury Avenue, Port Charlotte
$434,400
2 Beds ⋅ 2 Baths ⋅ Costa Bella SubDv. ⋅ 33950 Zip Code
Experience the ultimate Southwest Florida waterfront lifestyle in this beautifully maintained top-floor, 2-bedroom, 2-bath condominium in the desirable Bella Vista community of Punta Gorda. Offering 1,810 square feet under air, this spacious residence showcases beautiful water views and an open, light-filled floor plan designed for comfortable living and entertaining. A boater's dream, this property includes a private dock with a 12,000-pound boat lift, providing sailboat access to Charlotte Harbor with no fixed bridges. Enjoy an easy 20-minute idle to the harbor and open water, making it ideal for boating, fishing, and sunset cruises. Additional features include covered parking and a private, climate-controlled air-conditioned storage unit, offering exceptional convenience for your boating gear, bicycles, and seasonal items. Residents of Bella Vista also enjoy a community swimming pool and beautifully maintained grounds. Ideally located just minutes from Punta Gorda's historic downtown, waterfront parks, marinas, restaurants, shopping, golf courses, and entertainment, this exceptional waterfront residence combines luxury, convenience, and direct boating access in one of Southwest Florida's most sought-after locations. Whether you're searching for a full-time residence or a seasonal retreat, this is Florida waterfront living at its finest.

3340 Wood Thrush Drive Unit 241, Punta Gorda
$869,000
3 Beds ⋅ 5 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Experience the best of Punta Gorda Isles waterfront living in this beautifully maintained Tim Towles custom home, perfectly positioned on a wide turning basin with quick powerboat access to Charlotte Harbor and the Gulf of Mexico. Offered fully furnished and turnkey. Designed for effortless entertaining, the spacious open floor plan offers over 2,600 square feet with soaring vaulted ceilings, expansive windows, skylights, and abundant natural light. The oversized living room, separate family room, and breakfast nook all enjoy beautiful views of the pool, lanai, and waterfront. The well-appointed kitchen features stainless steel appliances, generous cabinetry, extensive counter space, a large breakfast bar, and seamless access to the main living areas. The spacious primary suite opens directly to the lanai and offers a large walk-in closet with custom built-ins, dual vanities, and an oversized walk-in tiled shower. Each guest bedroom includes its own walk-in closet and private updated bath, providing exceptional comfort and privacy for family and guests. A convenient pool bath serves the outdoor living area. Step outside to your private tropical oasis where the southwest-facing heated pool enjoys sunshine throughout the day and spectacular Florida sunsets in the evening. The covered lanai offers multiple areas for dining and relaxing, overlooking the wide canal. Boaters will appreciate the concrete dock, 15,000-pound boat lift, and quick access to open water with just one raised bridge to Charlotte Harbor. Additional features include a new metal roof, dual-zone air conditioning, plantation shutters and blinds, hurricane protection, mature tropical landscaping, irrigation system, circular driveway, oversized two-car garage, and an unbeatable location just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront dining, parks, shopping, and year-round community events. Whether you're searching for a luxury waterfront residence, seasonal retreat, or income-producing investment, this exceptional Punta Gorda Isles home delivers the complete Southwest Florida lifestyle.

265 Belvedere Court, Punta Gorda
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