Palmetto Homes with Bay Front Water Frontage

Palmetto Homes with Bay Front Water Frontage

Welcome to Palmetto, Florida – a hidden gem nestled along the picturesque shores of the Manatee County waterfront. This charming city, with its warm, inviting atmosphere, is a perfect blend of small-town charm and vibrant coastal living. Just a stone's throw away from the bustling city of Sarasota, Palmetto offers residents a serene escape without sacrificing access to urban amenities.

One of the most alluring features of Palmetto is its stunning homes with bay front waterfrontage. Imagine waking up to the gentle lapping of waves and breathtaking views of the shimmering bay, right outside your window. These exquisite properties provide not just a home, but a lifestyle steeped in tranquility and natural beauty. Whether you enjoy boating, fishing, or simply soaking up the sun on your private deck, living in a bay front home offers endless opportunities for outdoor adventures.

Palmetto is also rich in history and culture, with charming local shops, delightful dining options, and beautiful parks to explore. The city hosts various community events throughout the year, fostering a sense of belonging and camaraderie among residents. With its friendly neighbors and a strong sense of community, Palmetto is more than just a place to live; it's a place to thrive.

If you're searching for a home that combines stunning waterfront views with a vibrant community spirit, look no further than Palmetto, Florida. Discover your dream home in this idyllic city and embrace the lifestyle you've always envisioned!

Newest Palmetto Homes with Bay Front Water Frontage

$679,000
3 Beds ⋅ 3 Baths ⋅ Palmetto Skyway SubDv. ⋅ 34221 Zip Code
Welcome to your waterfront paradise! Nestled on a deepwater canal with direct access to the gulf, this beautifully renovated single-family home offers the perfect blend of luxury, comfort, and coastal living. Boaters will appreciate the private dock and boat lift, making it easy to enjoy days on the water right from your backyard. Spend your mornings fishing from the dock, watching breathtaking sunrises over the water, and taking in the abundance of marine life that frequents the canal. Step outside to your own tropical retreat featuring a sparkling pool, outdoor bathroom, and shower, ideal for entertaining guests or rinsing off after a day on the boat. Inside, this move-in-ready home has been updated from top to bottom with exceptional attention to detail. Major improvements include a NEW ROOF, NEW AC, and NEW HURRICANE IMPACT WINDOWS for peace of mind. The interior showcases new flooring throughout, a stunning kitchen with new cabinetry, beautiful countertops, and stainless-steel appliances, creating a stylish and functional space for everyday living. All bathrooms have been tastefully remodeled, and the primary bedroom features a private ensuite bathroom designed with modern finishes and comfort in mind. NO HOA, NO RENTAL RESTRICTIONS, Perfect for short term Airbnb or a forever home. Whether you're looking for a full-time residence, seasonal getaway, or waterfront entertainer's dream, this home delivers the Florida lifestyle you've been searching for. Just bring your boat and start enjoying everything this exceptional waterfront property has!

5004 Arlington Road, Palmetto
$235,000
2 Beds ⋅ 2 Baths ⋅ Estuaries Condominium SubDv. ⋅ 34221 Zip Code
Welcome to easy coastal living in The Estuaries I in Palmetto. Offered turnkey, this 2 bedroom, 2 bathroom condo features 1,106 heated square feet and a comfortable open layout with a seamless living and dining combination. The ground floor screened lanai showcases southwest exposure, creating the perfect setting to relax and take in beautiful sunset skies and serene views of Terra Ceia Bay. Step out to the adjoining deck and enjoy the peaceful waterfront surroundings. With convenient access to I-75 and I-275, travel to St. Petersburg, Tampa and Sarasota is easy for dining, entertainment, and everyday needs. An on site restaurant, picnic and grilling areas, and optional membership access to the community pool and fitness center add to the low maintenance, Florida lifestyle this property offers.

2725 Terra Ceia Bay Boulevard Unit 103, Palmetto
$220,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Your Florida waterfront escape is ready and awaiting at 4 Basin St in Tropic Isles Co-op, a welcoming 55+ community! This fully furnished 1-bedroom, 1-bathroom 2015 Palm Harbor manufactured home sits directly on a protected basin with an assigned shared boat slip and a 10,000 lb boat lift right out front — with open water access out to Terra Ceia Bay, perfect for boating, fishing, or paddling just steps from your door. Thoughtfully elevated construction offers real peace of mind in this waterfront setting, keeping the home raised above typical flood concerns while the space below is concrete under entire unit and over 5' clearance providing fantastic bonus storage. The north-facing patio stays comfortably through Florida's warm afternoons, making it ideal for relaxed entertaining by the water. The home also offers a dedicated shed/office space for hobbies or extra convenience. Tropic Isles offers exceptional value with a low $372 monthly maintenance fee that includes water, trash, recycling, sewer, and park management — plus access to resort-style amenities: a full-service marina, two social gathering/meeting buildings, a temperature-controlled pool, hot tub, fitness room, game rooms, library, shuffleboard courts, and 2.5 miles of scenic waterfront. Move-in ready and fully furnished. Enjoy the easy Florida lifestyle in a friendly, active 55+ waterfront community, close to downtown Palmetto shops and dining. Check out the virtual tour and schedule your private showing today!

4 Basin Street, Palmetto
$965,000
3 Beds ⋅ 3 Baths ⋅ Northshore At Riviera Dunes SubDv. ⋅ 34221 Zip Code
An elegant waterfront retreat—without the waterfront price—nestled on a corner , pond front lot in the gated, maintenance-free Northshore at Riviera Dunes. This turnkey luxury residence offers private 40’ dockage with a 16,000 lb. boat lift (2022) with access to a full-service marina and to the popular Manatee River, the Gulf and Tampa Bay! Recently and tastefully updated, the home features a new roof (2025) and a new 5 ton Carrier HVAC (2026). The chef’s kitchen (2024) is a study in refined function: quartz countertops, induction cooktop, Zephyr hood, Bosch dishwasher, LG ThinQ refrigerator, pot filler, GE Profile double oven, farmhouse sink, pull out drawers, decorative backsplash, showcase cabinetry, under cabinet accent lighting, and a glass front breakfast buffet with integrated wine cooler. The primary suite is a serene enclave with bamboo hardwood floors, plantation shutters, recessed lighting, soaring ceilings, dual walk in closets with custom organizers, and dual French doors opening to the poolside oasis. The remodeled primary bath (2024) evokes spa like calm with a garden tub, stand-up shower with pebble flooring, bidet, dual vanities with illuminated custom shelving and millwork and contemporary fixtures set against granite countertops. Voluminous family room with soaring ceilings, electronic blinds and triple sliders extends to an oversized screened lanai with brick pavers and a gleaming pool with waterfall, overlooking lush landscaping and a tranquil pond. Formal living and dining rooms feature hardwood floors, cathedral ceilings, plantation shutters and refined millwork. Upstairs, a versatile bonus room with sitting area and built ins desk/cabinetry complements two generous guest suites appointed with hardwood floors and updated recessed lighting. Residents enjoy exceptional community amenities: fitness centers, pools, tennis courts/pickleball , gym, retail shops, a boat fueling station, scenic/private walking paths to the Riviera Dunes Dockside bar & restaurant—an ambiance curated for leisure and convenience. A commanding combination of waterfront access, thoughtful upgrades and timeless finishes—this home is ready to welcome its next discerning owner.

1110 3rd Street E, Palmetto
$395,000
2 Beds ⋅ 2 Baths ⋅ Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Freshly painted and available. The Palms is across from Riviera Dunes & Bradenton Convention Center, this beautiful bright apartment has breathtaking views. Located in the gated community of The Palms at Riviera Dunes; it has Secured Lobby, Covered Dedicated Parking Space, Open Guest parking, Fitness Center, Elevator, Storage Rooms, BBQ Patio Area for Entertaining. Spacious Living Area, Dining Room, Access to Large Balcony overlooking Pool, Lakes & Fountains. Master Bedroom with en-suite Bath, Dual Sinks. Master has Views to the South, Manatee River, Yacht Marina, Balcony Access. The large kitchen was recently renovated, has wood cabinets complimented with granite countertops, and a breakfast bar that opens up to a perfect size, bright living and dining area, thanks to a slider door that goes off the living area out to the balcony.

501 Haben Boulevard Unit 505, Palmetto
$70,000
Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Owner financing available and lift allowed. Boat slip N-30 at Riviera Dunes Marina in Palmetto, Florida offers the opportunity to own a wet slip in one of the areas most protected and desirable marinas. Accommodating vessels up to 38.5' x 12.33", this slip provides an ideal home base with convenient access to the Manatee River, Tampa Bay, Anna Maria Island, Longboat Key, and the Gulf of Mexico. Riviera Dunes Marina is known for its protected harbor and, per seller, has never sustained hurricane damage, including during recent storms. Slip owners enjoy outstanding amenities including gated parking, 50-amp electrical service, cable TV, WiFi, water, pump-out service, HD security cameras, laundry facilities, private bathrooms and showers, a pet walking area, two heated floating pools, tiki bar, and the on-site Blu Mangrove Grill restaurant. Purchased slips may be rented and managed by the owner or marina, and you do not need to own a condo at Riviera Dunes to purchase. With owner financing available, this is a compelling opportunity to secure a luxury marina slip on Florida's beautiful Gulf Coast.

102 Riviera Dunes Way Unit N-30, Palmetto
$190,000
Riviera Dunes Marina Condo SubDv. ⋅ 34221 Zip Code
Exceptional opportunity to own Boat Slip N57 at the highly sought-after Riviera Dunes Marina. This 45' x 19.40' floating dock slip is ideally positioned within one of Florida's safest and most protected deep-water harbors, offering convenient access to both Tampa Bay and the Gulf of Mexico for endless boating, fishing, and cruising adventures. Slip N57 is fully equipped with a 50-amp electrical hookup, shore power, pump-out service, and Wi-Fi, providing everything needed for comfortable and convenient vessel ownership. The floating dock system allows for easy boarding and accommodates changing tide levels with ease. Enjoy a true waterfront resort lifestyle with marina amenities that include two heated swimming pools, private bathhouses with showers, laundry facilities, grilling areas, pet walking areas, on-site fuel dock, gated parking, and 24-hour gated security. Owners and guests will also appreciate the convenience of the on-site waterfront restaurant, offering spectacular marina views and a relaxed coastal atmosphere. Perfectly located just minutes from downtown Bradenton, with easy access to St. Petersburg, area beaches, waterfront dining, and major boating destinations. Whether you're a seasonal boater or a year-round enthusiast, this premium slip offers the ideal combination of security, convenience, and direct access to some of Florida's finest waterways. Don't miss this rare opportunity to secure your place in one of the Gulf Coast's premier marina communities.

102 Riviera Dunes Way Unit N57, Palmetto
$440,000
3 Beds ⋅ 2 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
Welcome to Boaters' Paradise--this home is perfect for boaters, beach-goers, fishing fanatics, and families alike! Conveniently located one block from a private community boat ramp, this home offers fast, easy water access. This Palmetto home is 8 minutes away from Terra Ceia Bay--a top location for snook, redfish, trout, and tarpon fishing! With only a 12 minute drive to the Skyway Fishing Pier, a 15 minute drive to Emerson Point Preserve, and approximately 30 minutes away from Anna Maria Island, Holmes Beach, and St. Pete Beach, you’re never far from breathtaking sunsets, outdoor adventures, and the vibrant coastal lifestyle that makes this area so desirable. Nestled in the sought-after Palmetto-Point community, this lovely 3-bedroom, 2-bath home (2nd floor) in a non-deed restricted neighborhood includes both a newly added bonus room and a utility room (1st floor). Additionally there's beautiful landscaping, a great outdoor space where you can gather around the firepit, extra storage space with a detached shed, and ample sheltered parking with room for four vehicles. The AC was updated in 2022, fresh carpeting was installed in 2023, and the kitchen is clean and inviting with elegant granite countertops, a breakfast bar, and a cozy eat-in space. The primary bedroom ensuite bathroom was renovated in 2018 with laminate floors and the roof was updated in 2018 as well. Whether you're looking for your dream home or in search of an impeccable investment property, you've come to the right place!

727 47th Street W, Palmetto
$2,499,000
4 Beds ⋅ 3 Baths ⋅ Palmetto Point SubDv. ⋅ 34221 Zip Code
PRIVACY PRIVACY PRIVACY. One-of-a-Kind Bay/Gulf-Front Estate Set on JUST SHY of 7 breathtaking Bay/Gulf front acres. This extraordinary waterfront estate presents a rare opportunity to own one of Florida's most remarkable coastal properties. Offering unparalleled privacy, spectacular views, and exceptional development potential, this property truly embodies luxury waterfront living. The residence features 4 bedrooms, 3 bathrooms, and nearly 2,900 square feet of air-conditioned living space. All glass doors and windows are Hurricane rated with UV filter. three camera surveillance of property thru ADT (time can be remotely viewed from your phone). Upon entering, guests are welcomed by an exquisite Alabaster chandelier (from Africa), setting the tone for the elegance found throughout the home. Rich WOOD flooring flows throughout the main living areas and two of the bedrooms. Expansive windows frame stunning views of the property and the Bay/Gulf beyond. Designed for both comfort and entertaining, the home includes two private en-suite bedrooms and spacious gathering areas that seamlessly connect to the outdoors. Surround sound (speakers) throughout the home is wonderful The gourmet kitchen is a chef's dream, featuring a premium Sub-Zero refrigerator, quality finishes, and abundant workspace. Gas range. Large screened porch and pool enclosure span the rear of the home, creating the perfect setting to relax while overlooking the sparkling Gulf waters. A unique widows peak offers an elevated sitting area with panoramic coastal vistas, providing the ideal vantage point for unforgettable sunsets and breathtaking waterfront views. You can waive to your friends on Anna Maria Island. The lower level includes a private in-law suite or guest quarters with direct access to the pool area, offering flexibility for guests or multi-generational living. Three new a/c 2024 with Warranties conveyed. Entire back of the residence is screened including Terrace. Outside, enjoy the 16' x 32' salt water heated lap pool, perfect for both exercise and relaxation amid the serene coastal surroundings. A private boardwalk winds through the property to a newly constructed dock, where you can fish, boat, or simply enjoy the tranquil waterfront setting. Irrigation is on top patio for your plants and two garden beds in back. Combining luxury, privacy, natural beauty, and limitless potential, this exceptional Bay/Gulf-front estate is truly a once-in-a-lifetime offering. No deed restrictions, no CDD. This includes vacant & cleared lot 2+ acres at 535 43rd St. Blvd. West ID#2380210076. Outlined in pictures. Rare Bay/Gulf-front acreage. Spectacular views. Seller said 'It occurred to them that one of the major benefits of living in our home is that even though we live in a rural area, we have easy access to much of the cultural and culinary attractions in this part of Florida. We are 20 minutes from St Petersburg and the Mahaffey Theater, the Florida Orchestra, The American Stage, the Paladium and FreeFall Theaters and numerous museums and restaurants. We are 15 minutes to Sarasota and the Sarasota Opera and Ballet, the Florida Studio Theater as well as many outstanding restaurants and nightlife. And we have easy access to the Tampa and the Sarasota/Bradenton airports and to the Bradenton Area Convention Center and to local beaches". In numerous ways it’s an ideal location. You don’t get this convenience living in Sarasota.

609 42nd Street Court W, Palmetto
$798,000
3 Beds ⋅ 3 Baths ⋅ Sanctuary Cove Community SubDv. ⋅ 34221 Zip Code
Located in the gated boating community of Sanctuary Cove Riverfront Estates, this San Remo floor plan offers 3 bedrooms, 2.5 baths, a flex room, and an open layout designed for comfortable everyday living and entertaining. The center-island kitchen overlooks the spacious family room, where a full wall of hurricane-rated sliding glass doors opens to the covered, screened lanai, creating seamless indoor-outdoor living. The primary suite is privately located at the rear of the home and features a spa-like walk-in shower, double vanity, and oversized custom walk-in closet. Two secondary bedrooms share a full bath and are situated away from the main living area for added privacy. Additional features include quartz countertops, a gas range, tall ceilings, custom closets throughout, on-demand hot water, whole-home water filtration system, brick paver driveway, and an outdoor kitchen. Situated on an oversized lot next to a protected conservation area, the home offers added privacy along with canal views and beautiful western sunsets. Enjoy watching the Fourth of July fireworks over the Manatee River right from your lanai. Sanctuary Cove is a waterfront community with a 210-slip marina offering quick and easy access to the Manatee River. Boat ownership is not required, and slips are available for lease. Residents enjoy a wide range of amenities, including an 8,600-square-foot clubhouse with internet café, fitness center, resort-style pool, game room, riverfront park, nature preserve, kayak launch, and beach area for kayaking and paddleboarding. Lawn maintenance is included, making it easy to enjoy the Florida lifestyle without the upkeep. Whether you enjoy boating, fishing, kayaking, staying active, or simply relaxing by the water, Sanctuary Cove offers a lifestyle that is hard to match.

2317 5th Street E, Palmetto
$329,000
4 Beds ⋅ 4 Baths ⋅ Riverbay Townhomes At Terra Ciera Bay SubDv. ⋅ 34221 Zip Code
WATERFRONT LIVING WITH A PRIVATE ELEVATOR, DEEDED BOAT SLIP, AND ENDLESS POTENTIAL! Welcome to 3206 10th Lane W in Palmetto, where boating enthusiasts, seasonal residents, and full-time homeowners alike will appreciate the rare combination of space, location, and opportunity. Offering over 2,600 square feet, 4 bedrooms, 3.5 bathrooms, a private elevator, and deeded access to your own boat slip, complete with a 20,000-pound lift, BRAND NEW AC with a 10-year transferable warranty, this residence is a blank canvas ready for your personal vision. The versatile first level features a spacious bedroom with an ensuite full bathroom, creating the ideal setup for a private guest suite, multigenerational living arrangement, second primary bedroom, home office, or bonus retreat. Ride your private elevator or take the stairs to the main living level, where the heart of the home unfolds. The open-concept living and dining spaces are enhanced by peaceful preserve views, creating a private and tranquil backdrop. A charming bump-out off the family room offers the perfect space for a home office, reading nook, or creative workspace. The kitchen features granite countertops, wood cabinetry, generous prep space, and an additional gathering area perfect for entertaining family and friends. A convenient half bath completes the level. The upper floor offers three additional bedrooms, including the primary suite, which enjoys northwest-facing views of Florida's lush natural landscape and colorful sunset skies as well as views of the Skyway Bridge and Terra Ceia Bay. The remaining two bedrooms share a full bathroom, and a conveniently located laundry room provides everyday comfort and functionality. Outside, enjoy unobstructed preserve views with no rear neighbors, creating a sense of privacy rarely found in townhome living. For boaters, the real highlight awaits at your gated dock, where your deeded slip and 20,000-pound lift provide direct access to the Intracoastal Waterway, Tampa Bay, and the Gulf of America for endless days on the water. Perfectly positioned near the shores of Snead Island, this exceptional location places you at the gateway to Florida's Gulf Coast lifestyle. Enjoy easy access to downtown Bradenton, downtown Sarasota, St. Petersburg, and Tampa, offering endless options for waterfront dining, arts, entertainment, shopping, and professional sports. Multiple airports, including Sarasota-Bradenton International Airport and Tampa International Airport, make travel effortless for both full-time and seasonal residents. Whether you're heading to the beaches of Anna Maria Island, exploring the vibrant Riverwalk districts, spending the day boating on the Intracoastal Waterway, or enjoying a weekend in St. Pete or Tampa, you'll appreciate the convenience of being centrally located to some of the region's most desirable destinations. Whether you're searching for a primary residence, seasonal retreat, or investment opportunity, 3206 10th Lane W delivers the rare chance to create your dream waterfront lifestyle while building equity through your own personal touches.

Palmetto
$229,000
34221 Zip Code
Terra Ceia Island is located just south of St. Petersburg. This vacant 1.25 versatile piece of land has been cleared and is now ready for you to transform it into your dream space. New construction would allow water views from your front porch. Zoned agriculture. Easy access to the interstate, you can easily commute north St. Petersburg, Tampa or South to Sarasota. No Restrictions: This land has no deed restrictions! You have the freedom to do as you please with this space - whether it's building your dream home, starting a business, or simply using it as a place to relax and unwind. You have the option to join Terra Ceia Community Village Civic Association membership giving residents access to a private hall for social events, as well as a park with a pavilion, playground, and basketball and pickleball court. The park also has a boat ramp for easy access to the Gulf and a dock. Residence can take advantage of the calm waters on Terra Ceia Bay, perfect for kayaking, paddle boarding and boating. Visit - terraceiavia

282 Terra Ceia Road, Palmetto
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